2016 Vol. 100 No. 8

21 HќќѠіђџȱ юћјђџ ѢєѢѠѡȱ2016 žŒŽ›œȱ˜›ȱŒ˜––ž—’¢ȱ‹Š—”œȱ ’‘ȱ•Žœœȱ‘Š—ȱǞśŖŖȱ–’••’˜—ȱ ’—ȱŠœœŽœDz ’›œȱ Š—”ȱ˜ȱ Ž›—ŽȱȮȱ›Š—”Žȱŗŗȱ˜›ȱ˜™ȱŘśȱŠ›’Œž•ž›Žȱ•˜Š—ȱ ™›˜žŒŽ›œȱ˜›ȱŒ˜––ž—’¢ȱ‹Š—”œȱ ’‘ȱǞśŖŖȱ–’••’˜—ȱ˜ȱǞŗȱ ‹’••’˜—ȱ’—ȱŠœœŽœDz First Farmers Bank and Trust Company, ConverseȱȮȱ ›Š—”Žȱřȱ˜›ȱ˜™ȱŘśȱŠ›’Œž•ž›Žȱ•˜Š—ȱ™›˜žŒŽ›œȱ˜›ȱŒ˜–Ȭ –ž—’¢ȱ‹Š—”œȱ ’‘ȱǞŗȱ‹’••’˜—ȱ˜›ȱ–˜›Žȱ’—ȱŠœœŽœDz Ž›–Š—ȱ –Ž›’ŒŠ—ǰȱ Šœ™Ž›ȱȮȱ›Š—”ŽȱŘřȱ˜›ȱ˜™ȱŘśȱŠ›’Œž•Ȭ ž›Žȱ•˜Š—ȱ™›˜žŒŽ›œȱ˜›ȱŒ˜––ž—’¢ȱ‹Š—”œȱ ’‘ȱǞŗȱ‹’••’˜—ȱ ˜›ȱ–˜›Žȱ’—ȱŠœœŽœDz žžŠ• Š—”ǰȱ ž—Œ’ŽȱȮȱ›Š—”Žȱŝȱ˜›ȱ˜™ȱŘśȱŒ˜—œž–Ž›ȱ•˜Š—ȱȱ ™›˜žŒŽ›œȱ˜›ȱŒ˜––ž—’¢ȱ‹Š—”œȱ ’‘ȱǞŗȱ‹’••’˜—ȱ˜›ȱ–˜›Žȱ ’—ȱŠœœŽœǯȱ Ž›ŽœŠȱ ǯȱ Š¢ǰȱŽ••Ž›Ȧ ‹ŠŒ”ž™ȱŒžœ˜–Ž›ȱœŽ›Ȭ Ÿ’ŒŽȱ›Ž™›ŽœŽ—Š’ŸŽǰȱ ž—’—˜—ȱ•˜ŒŠ’˜—ǰȱ Lake City Bank, Š›œŠ ǰȱ‘Šœȱ‹ŽŽ—ȱ —Š–Žȱ ˜–Š—ȱ˜ȱ ‘Žȱ ŽŠ›ȱ‹¢ȱ‘Žȱ ˜›”œȱ ˜ȱ‘Žȱ Š‹Šœ‘ȱŒ‘Š™Ȭ Ž›ȱ˜ȱ‘Žȱ –Ž›’ŒŠ—ȱ žœ’—Žœœȱ ˜–Ž—Ȃœȱ œœ˜Œ’Š’˜—ǯȱ ›Šȱ •˜ŸŽ›ǰȱœŠěȱŠŒȬ Œ˜ž—Š—ǰ First Bank Richmond, NAǰȱ‘Šœȱ ‹ŽŽ—ȱ‘˜—˜›ŽȱŠœȱ˜—Žȱ˜ȱ ‘Žȱ˜™ȱœ’¡ȱ žœŠ—Ȭ ’—ȱ ˜ž—ȱ ›˜Žœœ’˜—Š•œȱ ’—ȱ Š¢—Žȱ ˜ž—¢ȱŠȱŠȱ •ž—Œ‘Ž˜—ȱœ™˜—œ˜›Žȱ ‹¢ȱ‘Žȱ›˜ž™ȱ Ž•™’—ȱ ˜ž—ȱ ›˜Žœœ’˜—Š•œȱ —Ȭ ŠŽȱŠ—ȱ‘Žȱ ‘Š–‹Ž›ȱ ˜ȱ ˜––Ž›ŒŽǯȱ Žȱ Šœȱ ‘˜—˜›Žȱ˜›ȱ‘’œȱ ˜›”ȱ ’‘ȱ‘Žȱ‹Š—”ȱŠ—ȱ‘’œȱ Œ˜––ž—’¢ȱ’—Ÿ˜•ŸŽ–Ž—ȱ ’‘ȱ Š¢ Žǰȱ ǰȱ ‘Š–‹Ž›ȱ ˜ȱ ˜––Ž›ŒŽȱŠ—ȱ‘Žȱ ‘’›ȱ ›ŠŽȱ ŒŠŽ–¢ǯȱ ’ŸŽȱ–Ž–‹Ž›ȱ’—œ’ž’˜—œȱ˜ȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ œœ˜Œ’ŠȬ ’˜—ȱ Ž›Žȱ—Š–Žȱ’—ȱ ž•¢ȱ˜ȱ‘Žȱ•’œȱ˜ȱȃ ˜™ȱ ˜Š—ȱ ›˜žŒȬ Ž›œȄȱ’—ȱ‘ŽȱŒ˜ž—›¢ȱ‹¢ȱIndependent Bankerȱ–ŠŠ£’—Žǯȱ Š—”œȱ Ž›Žȱ›Š—”Žȱ’—ȱ˜ž›ȱ•˜Š—ȱŒŠŽ˜›’Žœȱ ’‘’—ȱ‘›ŽŽȱŠœœŽȱœ’£Žœȱ žœ’—ȱŠȱ•˜Š—œȬ˜ȬŠœœŽœȱ›Š’˜ȱ˜›ȱŘŖŗśȱŒŠ••ȱ›Ž™˜›ȱŠŠǯȱ Ȭ –Ž–‹Ž›ȱ’—œ’ž’˜—œȱ’—Œ•žŽȱ’—ȱ‘Žȱ•’œ’—ȱ Ž›Žȱ›Š—”ŽȱŠœȱ ˜••˜ œDZ Š—”ȱ˜ȱ Ž—ŽŸŠȱȮȱ›Š—”ŽȱŘŜȱ˜›ȱ˜™ȱśŖȱ˜ŸŽ›Š••ȱ•˜Š—ȱ™›˜Ȭ Continued from facing page. Pictured (left to right) are: event chairman Angela Smith;Teresa A. Ray, Lake City Bank; and Vicki Pearson,American Business Women’s Association vice president, at the presentation of Ray’s Woman of the Year award. Brad Glover (center) of First Bank Richmond, NA, is recognized as an Outstanding Young Professional. He is shown with bank associates Don Benziger (left), executive YLFH SUHVLGHQW DQG FKLHI ÀQDQFLDO RIÀFHU DQG Garry Kleer, president and CEO. ’Œ‘ŠŽ•ȱ ǯȱȃ ’Œ”Ȅȱ FisherǰȱŜśǰȱœŽ—’˜›ȱ Ÿ’ŒŽȱ™›Žœ’Ž—ȱŠ—ȱ Œ‘’Žȱ•Ž—’—ȱ˜ĜŒŽ›ȱ ˜ȱCrossroads Š—”ǰȱ Š‹Šœ‘ǰȱ ’Žȱ ž—ŽȱŘŜǯȱ Žȱ Š’’˜—Š••¢ȱ‘Šȱ ‹Š—”’—ȱŽ¡™Ž›’Ž—ŒŽȱ ’‘ȱ žžŠ•ȱ ŽŽ›Š•ȱ ŠŸ’—œȱ Š—”ȱ’—ȱ Š›’˜—ȱŠ—ȱ ’‘ȱ ›Š—ŒŽœȱ •˜Œž–ȱ Š—”ȱŠ—ȱ ›žœȱ ˜–™Š—¢ǰȱ ǰȱ’—ȱ Š‹Šœ‘ǯȱ ’œ‘Ž›ȱ ŠœȱŠȱ–Ž–‹Ž›ȱ˜ȱ‘Žȱ Š‹Šœ‘ȱ •”œȱ Š—ȱ ˜Š›¢ȱŒ•ž‹œǰȱ‘Žȱ Ž›˜ȱ •ž‹ȱ’—ȱ Š›’˜—ǰȱ Š——Šȱ Šœ˜—’Œȱ ˜Žȱ˜ȱ Š‹Šœ‘ǰȱ ˜›ȱ Š¢—Žȱ Œ˜Ĵ’œ‘ȱ ’Žǰȱ ’£™Š‘ȱ ‘›’—ŽȱŠ—ȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ œœ˜Œ’Š’˜—ȱ ˜›¢ȱ ŽŠ›ȱ •ž‹ǯȱ ŽȱŠĴŽ—Žȱ ž•Ž›ȱ —’ŸŽ›œ’¢ȱŠ—ȱ ŠœȱŠȱ›ŠžŠŽȱ˜ȱ Ž–™Ž›ȱ ’•’Š›¢ȱ ŒŠŽ–¢ǯȱ IN MEMORY OF {CECL is coming.} Are you ready to implement FASB’s final standard relating to the financial instruments — impairment project (CECL)? CECL is arguably the largest change in accounting for financial institutions in the last 30 years and has widespread implications for the industry. Join us for a webinar, the first in a series, that will enable financial institution professionals to fully comprehend and adopt the new standard. September 14, 2016 | 2 p.m. EST This webinar is eligible for one CPE credit. A higher return on experience. Register now: webinars.plantemoran.com

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