2016 Vol. 100 No. 9

10 HќќѠіђџȱ юћјђџ ђѝѡђњяђџȱ2016 Continued from page 9. ȱ ȃ ˜ȱ ȱ’ȱœ˜–ŽȱŠœ”’—ȱŠ›˜ž—ǰȱŠ—ȱ ˜ž—ȱ‘Šȱ˜ȱ‹ŽȱŠŒŒŽ™Žȱ’—˜ȱŠ—ȱ Ž¡ŽŒž’ŸŽȱ›Š’—’—ȱ™›˜›Š–ȱŠȱ˜—Žȱ˜ȱ ‘˜œŽȱ‹Š—”œǰȱ¢˜žȱ‘Šȱ˜ȱ‹Žȱ›˜–ȱŠ—ȱ Ÿ¢ȱ ŽŠžŽȱœŒ‘˜˜•ǯȱ ‘Šȱ™›ŠŒ’ŒŽȱ‘Šœȱ œ’—ŒŽȱ˜—ŽȱŠ Š¢ǯ ȱ ȃ ‘Ž›Žȱ ŠœȱŠȱ–Š—ȱ‹¢ȱ‘Žȱ—Š–Žȱ˜ȱ Š›˜•ȱ Ž•–ȱ ‘˜ȱ Šœȱ›ž——’—ȱ‘Žȱ ‘Ž–’ŒŠ•ȱ ˜›—ȱ ¡Œ‘Š—Žȱ Š—”ǯȱ Žȱ Šœȱ›˜–ȱ Ž—žŒ”¢ǰȱ‘Žȱ’œ•’”Žȱ‘Žȱ Ÿ¢ȱ ŽŠžŽǰȱŠ—ȱ‘Žȱ ˜ž•—Ȃȱ‘’›Žȱ Š—¢‹˜¢ȱ›˜–ȱ Ÿ¢ȱ ŽŠžŽȱœŒ‘˜˜•œǯȱ ˜ȱ ȱ˜ȱ‘’›ŽǰȱŠ—ȱ ȱ ˜›”ŽȱŠ•˜—Ȭ œ’Žȱ˜‘Ž›ȱȁ–’œęœȂȱ›˜–ȱ ˜›Žȱ Š–Žǰȱ ‘Žȱ —’ŸŽ›œ’¢ȱ˜ȱ ••’—˜’œȱŠ—ȱ ’•Ȭ •’Š–œȱ ˜••ŽŽǯ ȱ ȃ Ž›ȱ˜’—ȱ‘›˜ž‘ȱ‘Žȱ›Š’—’—ȱ ™›˜›Š–ǰȱ‘Žȱꛜȱ™Ž›œ˜—ȱ ȱ ˜›”Žȱ ’‘ȱ Šœȱ Š•Ž›ȱ ‘’™•Ž¢ǯȱ Žȱ•ŠŽ›ȱ ‹ŽŒŠ–Žȱ ȱ˜ȱ ˜›Š—ǰȱŠ—ȱ ȱœ’••ȱ œŽŽȱ‘’–ȱ˜ŒŒŠœ’˜—Š••¢ǯ ȱ ȃ —ȱŗşŜşȱ ȱŒŠ–Žȱ‹ŠŒ”ȱ˜ȱ —’Š—Šǯȱ ȱ‘Šȱ’–Žȱ’—ȱ Ž ȱ ˜›”ǰȱ¢˜žȱ‘Šȱ˜ȱ ‹Žȱ’—˜ȱ¢˜ž›ȱśŖœȱ‹Ž˜›Žȱ¢˜žȱŒ˜ž•ȱŽȱ Š—¢ȱ”’—ȱ˜ȱ›Žœ™˜—œ’‹’•’¢ǯȱ ȱ–˜ŸŽȱ ‹ŠŒ”ȱ‘Ž›ŽȱŠȱŠŽȱŘşȱ˜ȱ‹ŽŒ˜–Žȱ™Š›ȱ ˜ȱœŽ—’˜›ȱ–Š—ŠŽ–Ž—ȱŠȱ –Ž›’ŒŠ—ȱ •ŽŒ‘Ž›ȱ Š’˜—Š•ȱ Š—”ǯȄ How does IBA membership ‹Ž—Žęȱ ‘ŠœŽȱ Š—”ǰȱ —’Š—Šǵ ȱ ȃ ›˜–ȱŠȱ˜ŸŽ›—–Ž—ȱ›Ž•ŠȬ ’˜—œȱ™Ž›œ™ŽŒ’ŸŽǰȱ’ȂœȱŸŽ›¢ȱ ‘Ž•™ž•ǯȱ ȱ ‘ŠœŽȱ Žȱ‘ŠŸŽȱ –¢ȱ ›Ž——Š—ǰȱ ‘˜ȱ’œȱ’—ȱŒ‘Š›Žȱ˜ȱ ˜ž›ȱ˜ŸŽ›—–Ž—ȱ›Ž•Š’˜—œȱ˜›ȱ ‘ŽȱœŠŽȱ˜ȱ —’Š—Šǯȱ ‘Žȱ ˜›”œȱ Œ•˜œŽ•¢ȱ ’‘ȱ ˜Žȱ Ž ŠŸŽ—ȱŠ—ȱ ‘’œȱŽŠ–ȱŠȱ‘Žȱ ǰȱŠœȱ˜ȱ ǰȱ’—ȱ Ž›–œȱ˜ȱ ŠŒ‘’—ȱ ‘Šȱ‹’••œȱŠ›Žȱ ˜’—ȱ‘›˜ž‘ȱ‘ŽȱœŠŽȱ•Ž’œ•ŠȬ ž›Žȱ‘Šȱ–’‘ȱ’–™ŠŒȱžœȱŠ—ȱ ‘Žȱ‹Š—”’—ȱ’—žœ›¢ȱ’—ȱŽ—Ž›Š•ǯ ȱ ȃ ŽȱŠ•œ˜ȱ™Š›’Œ’™ŠŽȱ’—ȱ ȱ ›Ž’˜—Š•ȱ–ŽŽ’—œǰȱŠ—ȱ ŽȂŸŽȱ œŠ›ŽȱœŽ—’—ȱ™Ž˜™•Žȱ˜ȱ‘Žȱ ȱ ——žŠ•ȱ Šœ‘’—˜—ȱ ›’™ǯȱ ‘ŽȱĚ¢Ȭ’—ȱ’œȱŠȱŸŽ›¢ȱ‘Ž•™ž•ȱŽžȬ ŒŠ’˜—Š•ȱŽ¡™Ž›’Ž—ŒŽǯȱ Žȱ‘ŠŸŽȱŠȱ ›ŽŠȱ›Ž•Š’˜—œ‘’™ȱ ’‘ȱ‘Žȱ ǯ ȱ ȃ ‘Ž›ŽȂœȱŠȱ™•ŠŒŽȱ˜›ȱ‹Š—”œȱ ˜ȱŠ••ȱœ’£ŽœǰȱŠ—ȱ˜ž›ȱ‹Š—”ȱ’œȱ’—ȱ ŠŸ˜›ȱ˜ȱ•’‹Ž›Š•’£’—ȱ‘Žȱ›ŽžȬ •Š’˜—ȱ˜ȱœ–Š••Ž›ȱŒ˜––ž—’¢ȱ ‹Š—”œǯȱ ȱ˜—•¢ȱ–Š”ŽœȱœŽ—œŽȱ‘Šȱ ‘Ž¢ȱœ‘˜ž•ȱ—˜ȱ‹Žȱ›Žž•ŠŽȱ ‘Žȱ Š¢ȱ ˜›Š—ȱ ‘ŠœŽȱ’œǯȱ ȱ ȃ Žȱ‘ŽŠ›ȱŠȱ•˜ȱŠ‹˜žȱ‘˜–Ž˜ —ȱ ‹Š—”œȱŸŽ›œžœȱ˜žȬ˜Ȭ˜ —ȱ‹Š—”œǰȱŠ—ȱ œ˜–Žȱ ’••ȱŒ•Š’–ȱ‘Šȱ ˜›Š—ȱ’œȱ—˜ȱ Šȱ•˜ŒŠ•ȱ‹Š—”ǯȱ ‘’•Žȱ’Ȃœȱ›žŽȱ‘Šȱ Žȱ ˜—Ȃȱ‘ŠŸŽȱŠȱœŠŽȱŒ‘Š›Ž›ǰȱŠ—ȱ˜ž›ȱ ‘ŽŠšžŠ›Ž›œȱŠ›Žȱ—˜ȱ‘Ž›Žǰȱ ŽȱŠ›Žȱ ŸŽ›¢ǰȱŸŽ›¢ȱ•˜ŒŠ•ǯ ȱ ȃ ŽȱŠ›Žȱ —’Š—ŠȬ‹ŠœŽǯȱ Žȱ‘ŠŸŽȱ ŘǰŞŖŖȱŽ–™•˜¢ŽŽœȱ‘›˜ž‘˜žȱ‘ŽȱœŠŽǯȱ Žȱ™Š¢ȱ —’Š—ŠȱŠ¡Žœǰȱ˜ž›ȱŽ–™•˜¢ŽŽœȱ Ÿ˜•ž—ŽŽ›ȱ’—ȱ˜ž›ȱŒ˜––ž—’¢ǰȱŠ—ȱ ŽȱŒ˜—›’‹žŽȱŠ—ȱ ˜›”ȱ˜ȱ–Š”Žȱ˜ž›ȱ Œ˜––ž—’¢ȱŠȱ‹ŽĴŽ›ȱ™•ŠŒŽȱ˜ȱ•’ŸŽǯ ȱ ȃ ˜›ȱŽ¡Š–™•Žȱ Žȱ Ž›ŽȱŠ‹•Žȱ˜ȱ’ŸŽȱ ‘Š•ȱŠȱ–’••’˜—ȱ˜••Š›œȱ˜ȱ‘Žȱ —’Žȱ Š¢ȱ˜ȱ Ž—›Š•ȱ —’Š—Šǯȱ ȱ ˜ž•ȱ ‹Žȱ‘Š›ȱ˜ȱŽȱŠ••ȱ‘Žȱ˜‘Ž›ȱ‹Š—”œȱ’—ȱ —’Š—Šȱ˜ȱŒ˜˜›’—ŠŽȱ˜ȱ’ŸŽȱ‘Š•ȱŠȱ –’••’˜—ȱ˜••Š›œǰȱ‹žȱ ŽȱŒ˜ž•ȱ˜ȱ’ǰȱ ‹ŽŒŠžœŽȱ˜ȱ˜ž›ȱœ’£Žǯ ȱ ȃ ȂŸŽȱŠ• Š¢œȱ‹ŽŽ—ȱŠȱ™›˜™˜—Ž—ȱ ‘Šȱ‘Ž›ŽȂœȱŠȱ™•ŠŒŽȱ˜›ȱ‘Žȱ ˜›Ȭ Š—ȱ ‘ŠœŽœȱ˜›ȱ‘Žȱ Ž••œȱ Š›˜œǰȱŠ—ȱ ‘Ž›ŽȂœȱŒŽ›Š’—•¢ȱŠȱ™•ŠŒŽȱ˜›ȱœ–Š••ȱ Œ˜––ž—’¢ȱ‹Š—”œǯȄ Last year, the late Amos Brown, noted radio host and community activist, described you as a ‘longtime community servant/leader.’ How can bankers build and maintain positive community relations? ȱ ȃ ȂŸŽȱŠ• Š¢œȱœŠ’ȱ‘Šȱ’Ȃœȱ‘Žȱ ›Žœ™˜—œ’‹’•’¢ȱ˜ȱ‘Žȱ‹Š—”’—ȱŒ˜–Ȭ –ž—’¢ȱ˜ȱŒ˜–™ŽŽȱŠ›Žœœ’ŸŽ•¢ȱ›˜–ȱ —’—Žȱ˜ȱ꟎ǰȱ‘Ž—ȱŠȱśȱ˜ȂŒ•˜Œ”ǰȱŒ‘ŽŒ”ȱ ¢˜ž›ȱž—œȱŠȱ‘Žȱ˜˜›ǰȱŠ—ȱ ŽȱŠ••ȱ Œ˜–Žȱ˜Ž‘Ž›ȱ˜›ȱ‘Žȱ‹ŽĴŽ›–Ž—ȱ˜ȱ ‘ŽȱŒ˜––ž—’¢ǯȱ ’œ˜›’ŒŠ••¢ȱ ŽȂŸŽȱ ‹ŽŽ—ȱŠ‹•Žȱ˜ȱ˜ȱ‘Šȱ‘Ž›Žǰ Š—ȱ‘Šȱ’œȱŠȱ ›Š›Žȱ‘’—ǯ ȱ ȃ ȱ‘ŠŸŽȱŠȱ•˜ȱ˜ȱ›Žœ™ŽŒȱ˜›ȱ–¢ȱ Ž••˜ ȱ‹Š—”ȱŽ¡ŽŒž’ŸŽœǰȱ•’”Žȱ ˜——’Žȱ ˜—ȱ žŠ›ȱ˜ȱ ȱ Š—”ǯȱ Žȱœ’ȱ˜—ȱ œ˜–Žȱ‹˜Š›œȱ˜Ž‘Ž›ǰȱŠ—ȱœ‘ŽȂœȱŠȱ ŸŽ›¢ȱŠŒ’ŸŽȱ™Š›’Œ’™Š—ȱ’—ȱ‘’œȱŒ˜–Ȭ –ž—’¢ǯȱ ‘Ž›Žȱ ‘ŠœŽȱ‘Šœȱ˜ž›ȱ™’••Š›œǰȱ ‘Žȱ™›˜–’—Ž—ȱ™’••Š›ȱ˜ȱ ȱ’œȱŽŠ›•¢ȱ Œ‘’•‘˜˜ȱŽŸŽ•˜™–Ž—ǰȱŠ—ȱ‘Ž¢ȱ˜ȱ ’ȱŸŽ›¢ȱ Ž••ǯȄ Your wife runs an event planning company and also is active in the community. How do you coordinate your busy schedules? ȱ ȃ Žȱ›ŽŒŽ—•¢ȱŒŽ•Ž‹›ŠŽȱ˜ž›ȱśř›ȱ Ž’—ȱŠ——’ŸŽ›œŠ›¢ǰȱŠ—ȱ Žȱ‹˜‘ȱ ‘ŠŸŽȱ‹žœ¢ȱœŒ‘Žž•Žœǯȱ Žȱꗍȱ‘Šȱ Žȱ ‘ŠŸŽȱ˜ȱ™•Š—ȱ˜žǯȱ Žȱ‘ŠŸŽȱŠȱ™•ŠŒŽȱ’—ȱ Š™•Žœǰȱ •˜›’Šǰȱ‘Šȱ ŽȱŽ—“˜¢ȱ˜’—ȱ ˜ǰȱœ˜ȱ ŽȂ••ȱ•˜˜”ȱŠȱ˜ž›ȱŸŠ›’˜žœȱ‹˜Š›ȱ –ŽŽ’—œȱŠ—ȱ˜‘Ž›ȱŒ˜––’–Ž—œǰȱ Š—ȱ ŽȂ••ȱœŠ¢ǰȱȁ ”Š¢ǰȱ ŽȂ›Žȱ˜’—ȱ˜ȱ Š™•Žœȱ›˜–ȱ ž—Š¢ȱ˜ȱ ž—Š¢ǰȂȱŠ—ȱ ‹•˜Œ”ȱ˜žȱ‘Žȱ’–Žǯȱ Žȱ™›ŽĴ¢ȱ–žŒ‘ȱ ”—˜ ȱ ‘Šȱ ŽȂ›Žȱ˜’—ȱ˜›ȱ‘Žȱ›Žœȱ˜ȱ ‘Žȱ¢ŽŠ›ǰȱŠ—ȱ’—˜ȱ—Ž¡ȱ¢ŽŠ›ǯ ȱ ȃ ŽȱŽ—“˜¢ȱŸ’œ’’—ȱ˜ž›ȱŒ‘’•›Ž—ǰȱ ‘˜ȱ•’ŸŽȱ’—ȱ Ž ȱ ˜›”ȱŠ—ȱ ‘’ŒŠ˜ǰȱ Š—ȱ Žȱ˜ȱ˜ȱŠȱ•˜ȱ˜ȱ˜˜‹Š••ȱŠ–ŽœȱŠȱ ˜›Žȱ Š–Žǯȱ ž›ȱ ˜ȱ‹˜¢œȱ›ŠžŠȬ Žȱ›˜–ȱ ˜›Žȱ Š–ŽȱŠ—ȱ˜ž›ȱŠž‘Ȭ Ž›ȱ›˜–ȱ ȱ Š›¢Ȃœȱ˜ȱ ˜›Žȱ Š–Žǰȱ Š—ȱ˜ž›ȱ˜ȱ˜ž›ȱŽ’‘ȱ›Š—Œ‘’•›Ž—ȱ ‘ŠŸŽȱ›ŠžŠŽȱ˜›ȱŠ›ŽȱŒž››Ž—•¢ȱ œž¢’—ȱŠȱ ˜›Žȱ Š–Žǯȱ ¢ȱ‹›˜‘Ž›ȱ Š•œ˜ȱ Ž—ȱ‘Ž›Žǰȱœ˜ȱ˜’—ȱ˜ȱ ˜›Žȱ Š–Žȱ˜˜‹Š••ȱ’œȱŠȱ˜˜ȱŽ¡ŒžœŽȱ˜ȱ Š‘Ž›ȱŠœȱŠȱŠ–’•¢ǯȄ What do you most enjoy about your career as a banker? ȱ ȃ Ž˜™•Žȱȭȱ‘ŽȱŠœœ˜Œ’ŠŽœǰȱ‘ŽȱŒ•’Ž—œǰȱ Œ˜––ž—’¢ȱ ˜›”ǯȱ ȱŽ—“˜¢ȱ ˜›”’—ȱ ’‘ȱ™Ž˜™•ŽǯȄȱ Al and Maribeth Smith recently celebrated 53 years of marriage.

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