2016 Vol. 100 No. 9

21 HќќѠіђџȱ юћјђџ ђѝѡђњяђџȱ2016 яќѢѡȱѡѕђȱ Ѣѡѕќџ Ž›’ȱ ǯȱ ˜›Ž‘Š—ȱ’œȱ™›Žœ’Ž—ȱŠ—ȱ ȱ˜ȱ ˜›Ž‘Š—ȱ ›ŠŽ¢ȱ ›˜ž™ǰȱ •Š¢˜—ǰȱ Ž˜›’ŠǰȱŠ—ȱŠȱœ›ŠŽ’Œȱ ™Š›—Ž›ȱ ’‘ȱ ‘Žȱ ŠŒ’ęŒȱ —œ’žŽǰȱ ŽŠĴ•Žǯȱ ȱŒŽ›’ꮍȱ ™›˜Žœœ’˜—Š•ȱŒ˜—œž•Š—ȱ˜ȱ–Š—ŠŽ–Ž—ǰȱ‘Žȱ™›ŽŸ’Ȭ ˜žœ•¢ȱœŽ›ŸŽȱŠœȱ—Š’˜—Š•ȱ’›ŽŒ˜›ȱ˜ȱœ›ŠŽ’ŒȱœŽ›Ÿ’ŒŽœȱ ˜›ȱ ‘Žœ‘ž—˜ěȱ ˜—œž•’—ȱƸȱ ˜•ž’˜—œǰȱ™›’˜›ȱ˜ȱ ‘’Œ‘ȱ ‘Žȱ Šœȱ’›ŽŒ˜›ȱ˜ȱœ›ŠŽ’ŒȱœŽ›Ÿ’ŒŽœȱ˜›ȱ ›’—ŽŒ‘ȱ —Œǯȱ ˜›Ž‘Š—ȱ‹ŽŠ—ȱ‘’œȱ‹Š—”’—ȱŒŠ›ŽŽ›ȱ ’‘ȱ‘Žȱ Š’˜—Š•ȱ Š—”ȱ˜ȱ Ž˜›’ŠȱŠ—ȱ‘Šœȱ–˜›Žȱ‘Š—ȱřśȱ¢ŽŠ›œȱ˜ȱꗊ—Ȭ Œ’Š•ȱ’—œ’ž’˜—ȱŽ¡™Ž›’Ž—ŒŽǯȱ ŽȱŽŠ›—ŽȱŠȱ‹ŠŒ‘Ž•˜›ȂœȱŽ›ŽŽȱ›˜–ȱ‘Žȱ —’ŸŽ›Ȭ œ’¢ȱ˜ȱ Ž˜›’ŠȱŠ—ȱŠ—ȱ ȱ›˜–ȱ Ž˜›’Šȱ ŠŽȱ —’ŸŽ›œ’¢ǯȱ ‘ŽȱŠž‘˜›ȱŒŠ—ȱ ‹Žȱ›ŽŠŒ‘ŽȱŠȱŞŖŖȬŚŘŜȬřŜŜŖǰȱŽ–Š’•DZȱ˜›Ž‘Š—ȓ‘Ž™ŠŒ’ęŒ’—œ’žŽǯŒ˜–ǯ IS YOUR MERCHANT SERVICE PROGRAM RELEVANT? Eric Bass • 888.810.9968 ext. 101 • ebass@apsolutions.net • Are YOU maximizing your Revenue Stream? • Are YOU FRQÀGHQWO\ XVLQJ \RXU SURJUDP DV DQ $FTXLVLWLRQ 5HWHQWLRQ 7RRO" • We will consult with YOU WR WDLORU D 7XUQ .H\ 6ROXWLRQ The Partnership $SSURYDO 3D\PHQW 6ROXWLRQV ,QF KDV EHHQ VHOHFWHG DV WKH ´3UHIHUUHG 6HUYLFH 3URYLGHU µ IRU ,%$ IRU PHUFKDQW VHUYLFHV SD\PHQW SURFHVVLQJ $36 ZLOO FROODERUDWH ZLWK EDQN SDUWQHUV WR WDLORU D ÁH[LEOH SURJUDP WKDW ZLOO FRPSOHPHQW WKH EDQN·V JRDOV DQG EXVLQHVV PRGHO $36 RIIHUV D WXUQ NH\ VROXWLRQ WR EDQN SDUWQHUV ZLWK QR OLDELOLW\ RU XQGHUZULWLQJ UHVSRQVLELOLWLHV ZKLOH VWLOO SURYLGLQJ EDFN RIÀFH VXSSRUW 0RVW LPSRUWDQWO\ $36 PD[LPL]HV QRQ LQWHUHVW UHYHQXH VWUHDP EDFN WR LWV EDQN SDUWQHU DQG KHOSV VROLGLI\ H[LVWLQJ UHODWLRQVKLSV (ULF %DVV LV D JUDGXDWH RI WKH 8QLYHUVLW\ RI /RXLVYLOOH &ROOHJH RI %XVLQHVV ZKHUH KH HDUQHG D % 6 GHJUHH LQ %XVLQHVV 0DQDJHPHQW ZLWK D PLQRU LQ 0DUNHWLQJ (ULF KDV EHHQ LQ VDOHV VLQFH WKH DJH RI ZKHUH KH VSHQW WKH EXON RI KLV VDOHV FDUHHU LQ VSHFLDOW\ LQGXVWULHV ZRUNLQJ LQ D YDULHW\ RI WUDLQLQJ DQG GHYHORSPHQW UROHV (ULF·V YDVW H[SHULHQFH LQ GLUHFW VDOHV PDUNHWLQJ DQG EXVLQHVV GHYHORSPHQW DV ZHOO DV KLV SDVVLRQ IRU KHOSLQJ FXVWRPHUV DQG SURYLGLQJ H[FHOOHQW VHUYLFH DUH LGHDO LQ UHJDUG WR $36·V JRDO RI JURZLQJ WKHLU SRUWIROLR WKH ´ULJKWµ ZD\ DV ZHOO DV PDLQWDLQLQJ VXFFHVVIXO EDQN SDUWQHU UHODWLRQVKLSV Eric Bass, Director of Agent Bank (MW) The time to discuss your current scenario and needs is NOW! Œ˜––’ĴŽŽȱ˜ȱ‘Žȱ‹˜Š›ǰȱŽŽ›–’—Žœȱ ‘ŽȱŒ˜›ŽȱŒ˜–™ŽŽ—Œ’Žœȱ˜ȱ‘ŽȱŒ‘’Žȱ Ž¡ŽŒž’ŸŽȱ˜ĜŒŽ›ȱŠ—ȱ’Ž—’ęŽœȱ‘Žȱ ‹Ž‘ŠŸ’˜›Š•ȱ›Š’œȱŠ—ȱ•ŽŠŽ›œ‘’™ȱ œ”’••œȱ‘Ž¢ȱ ˜ž•ȱ•’”Žȱ˜ȱœŽŽȱ’—ȱ‘Žȱ ’—’Ÿ’žŠ•ȱ ‘˜ȱ•ŽŠœȱ‘Žȱ‹Š—”ǯ ȱ —ȱž›—ǰȱ‘Žȱ ȱ˜ŒžœŽœȱ˜—ȱœŽ—’˜›ȱ ™˜œ’’˜—œȱ‘Šȱ›Ž™˜›ȱ’›ŽŒ•¢ȱ˜ȱ‘’–ȱ ˜›ȱ‘Ž›ǯȱ ‘Žȱ’—˜›–Š’˜—ȱŽŸŽ•˜™Žȱ‹¢ȱ ‘Žȱ‹˜Š›ȱ’œȱ‘Ž—ȱžœŽȱ˜ȱŒ›ŽŠŽȱ“˜‹ȱ ŽœŒ›’™’˜—œȱ˜›ȱ™›˜ę•Žœȱ˜ȱ‘Žȱž™™Ž›Ȭ Ž—ȱ–Š—ŠŽ–Ž—ȱ™˜œ’’˜—œȱ’—ȱ‘Žȱ ‹Š—”ǯ ȱ Ž‘ŠŸ’˜›Š•ȱŠœœŽœœ–Ž—ȱ˜˜•œǰȱ œžŒ‘ȱŠœȱ‘Žȱ ŸŽ›¢‘’—ȱ ’ ®ȱ ™›˜ę•Žǰȱ–Š¢ȱ‘Ž—ȱ‹ŽȱžœŽȱ˜ȱŠžŽȱ ‘Žȱœ›Ž—‘œȱŠ—ȱ ŽŠ”—ŽœœŽœȱ˜ȱ ŸŠ›’˜žœȱ’—’Ÿ’žŠ•œȱ’—ȱ‘Žȱ‹Š—”Ȃœȱ –Š—ŠŽ–Ž—ȱ˜›Š—’£Š’˜—ǯȱ ’ ȱžœŽœȱ ŠȱœŽ›’Žœȱ˜ȱšžŽœ’˜—œȱ˜ȱŽŽ›–’—Žȱ ‘Ž‘Ž›ȱŠȱ’ŸŽ—ȱ’—’Ÿ’žŠ•ȱ’œȱ ˜–’—Š—ȱǻ Ǽǰȱ’—ĚžŽ—Œ’—ȱǻ ǼǰȱœŽŠ¢ȱ ǻ Ǽȱ˜›ȱŒ˜—œŒ’Ž—’˜žœȱǻ Ǽǯ ȱ ŠœŽȱ˜—ȱŠȱ™Ž›œ˜—ȂœȱŠ—œ Ž›œȱ˜ȱ ‘ŽȱšžŽœ’˜—œǰȱ‘Žȱ˜›ȱœ‘Žȱ’œȱ’Ž—’ꮍȱ ’‘’—ȱ˜—Žȱ˜›ȱ–˜›Žȱ˜ȱ‘ŽȱŒŠŽ˜›’Žœǰȱ Š—ȱ‘Žȱ›Š’œȱŠ›Žȱ–ŠŒ‘Žȱ ’‘ȱ ŸŠ›’˜žœȱ–Š—ŠŽ–Ž—ȱ›ž—œȱŠ—ȱ ˜›”’—ȱŽ—Ÿ’›˜—–Ž—œǯȱ ‹“ŽŒ’ŸŽȱ ˜˜•œȱ•’”Žȱ‘’œȱ˜—Žȱ‘Ž•™ȱŽ•’–’—ŠŽȱ‘Žȱ ’—ž’’ŸŽȱŽ•Ž–Ž—ȱ’—ȱŒŠ›ŽŽ›ȱ›ŠŒ”’—ȱ Š—ȱ›Ž™•ŠŒŽȱ’ȱ ’‘ȱšžŠ—’Š’ŸŽȱ ’—˜›–Š’˜—ǯ ȱ —ŒŽȱ’—’Ÿ’žŠ•œȱŠ›Žȱ’Ž—’ꮍȱ ‘˜ȱęȱ‘Žȱ›Š’œȱ˜ȱŠȱžž›Žȱ•ŽŠŽ›ǰȱ ‘Ž¢ȱœ‘˜ž•ȱ‹Žȱ’—Ž›Ÿ’Ž Žȱ˜ȱ–˜›Žȱ ž••¢ȱŽ¡™•˜›Žȱ‘Ž’›ȱŒŠ™Š‹’•’’ŽœȱŠ—ȱ Š–‹’’˜—œǯȱ —™žȱ›˜–ȱ‘Žȱ™Ž˜™•Žȱ‘Ž¢ȱ ˜›”ȱ ’‘ȱ‘Ž•™œȱŒ›ŽŠŽȱŠȱŒ˜–™•ŽŽȱ ™’Œž›Žǯ ȱ ’—Š••¢ǰȱŠ—ȱŽžŒŠ’˜—ǰȱ›Š’—’—ǰȱ Œ˜–™Ž—œŠ’˜—ȱŠ—ȱ–Ž—˜›’—ȱ™•Š—ȱ ŒŠ—ȱ‹ŽȱŽŸ’œŽȱ˜›ȱ‘˜œŽȱ’—’Ÿ’žŠ•œȱ —Š–Žȱ’—ȱ‘ŽȱœžŒŒŽœœ’˜—ȱ™•Š—ǯȱ ‘Ž—ǰȱ ‘Ž—ȱ‘Žȱ’–ŽȱŒ˜–Žœǰȱ‘Ž¢ȱ ’••ȱ‹Žȱ ›ŽŠ¢ǯȱȱ Ž››¢ȱ ǯȱ ŽŸŽ—œǰȱ śşǰȱ™›Žœ’Ž—ȱŠ—ȱ Œ‘’ŽȱŽ¡ŽŒž’ŸŽȱ ˜ĜŒŽ›ȱ˜ȱAlliance Š—”ǰȱ ›Š—ŒŽœŸ’••Žǰȱ ’Žȱ žǯȱŗŚǯȱ Žȱ ‘Šȱ‹ŽŽ—ȱ ’‘ȱ‘Žȱ ‹Š—”ȱ˜›ȱ—ŽŠ›•¢ȱ řŖȱ¢ŽŠ›œDzȱ‘Žȱ ŠœȱŽ•ŽŒŽȱ™›Žœ’Ž—ȱ ’—ȱŘŖŖşȱŠ—ȱ™›Žœ’Ž—Ȧ ȱ’—ȱŘŖŗŗǯȱ ŽŸŽ—œȱœŽ›ŸŽȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ œœ˜Œ’Š’˜—ȱŠœȱŠȱ ȱŒŠ™Š’—ȱ Š—ȱŠœȱŠȱ‹˜Š›ȱ–Ž–‹Ž›ȱ˜ȱ‘Žȱ ȱ —œž›Š—ŒŽȱ Ž—Œ¢ǯȱ ’’˜—Š••¢ȱ ‘Žȱ ŠœȱŠȱŽŠž›Žȱ —’ŽǷȱ™›ŽœŽ—Ž›ȱ Šȱ‘ŽȱŘŖŗŜȱ ȱ ŽŠȱ ˜—Ž›Ž—ŒŽǯȱ ŽŸŽ—œȱ ŠœȱŠŒ’ŸŽȱ ’‘ȱ ›Š—ŒŽœŸ’••Žȱ ’›œȱ ‘›’œ’Š—ȱ ‘ž›Œ‘ǰȱ–˜œȱ ›ŽŒŽ—•¢ȱœŽ›Ÿ’—ȱŠœȱ›ŽŠœž›Ž›ǯȱ Žȱ ŠœȱŠȱ›ŠžŠŽȱ˜ȱ‘Žȱ —’ŸŽ›œ’¢ȱ˜ȱ —’Š—Š™˜•’œȱŠ—ȱ˜ȱ‘Žȱ ›ŠžŠŽȱ Œ‘˜˜•ȱ˜ȱ Š—”’—ȱŠȱ ‘Žȱ —’ŸŽ›œ’¢ȱ ˜ȱ ’œŒ˜—œ’—ǯȱ IN MEMORY OF

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