2016 Vol. 100 No. 9

28 HќќѠіђџȱ юћјђџ ђѝѡђњяђџȱ2016 OPERATIONS / TECHNOLOGY яќѢѡȱѡѕђȱ Ѣѡѕќџ Ž——’Ž›ȱ •’—Ž ’œȱ’›ŽŒ˜›ȱ˜ȱŠž’ȱœŽ›Ÿ’ŒŽœȱ˜› EPCORǰȱŠȱ—˜Ȭ˜›Ȭ™›˜ęȱ›ŠŽȱŠœœ˜Œ’Š’˜—ȱ™›˜Ÿ’’—ȱ Ž•ŽŒ›˜—’Œȱ™Š¢–Ž—œȱŠ—ȱ›’œ”ȱ–Š—ŠŽ–Ž—ȱ’—˜›–ŠȬ ’˜—ǰȱŽžŒŠ’˜—ǰȱœž™™˜›ȱŠ—ȱ—Š’˜—Š•ȱ’—žœ›¢ȱ›Ž™Ȭ ›ŽœŽ—Š’˜—ȱ˜ȱ ǯ ǯȱꗊ—Œ’Š•ȱ’—œ’ž’˜—œǯȱ ‘Žȱ›ŠŸŽ•œȱ Ȃœȱ˜˜™›’—ȱŒ˜—žŒ’—ȱ ȱ›ž•ŽœȱŒ˜–™•’Š—ŒŽȱ Šž’œǰȱŠœȱ Ž••ȱŠœȱ ž˜–ŠŽȱ •ŽŠ›’—ȱ ˜žœŽȱŠ—ȱ ›Ž–˜ŽȱŽ™˜œ’ȱŒŠ™ž›Žȱ›’œ”ȱŠœœŽœœ–Ž—œȱ˜›ȱ–Ž–‹Ž›ȱ ꗊ—Œ’Š•ȱ’—œ’ž’˜—œǯȱ •’—Žȱ‘Šœȱ–˜›Žȱ‘Š—ȱŘŖȱ¢ŽŠ›œȱ˜ȱ Ž¡™Ž›’Ž—ŒŽȱ’—ȱ‘Žȱꗊ—Œ’Š•ȱœŽ›Ÿ’ŒŽœȱ’—žœ›¢ȱŠ—ȱ‘ŠœȱŽŠ›—ŽȱŒŽ›’ęŒŠ’˜—œȱ ŠœȱŠ—ȱŠŒŒ›Ž’Žȱ ȱ™›˜Žœœ’˜—Š•ȱŠ—ȱŠœȱŠȱ—Š’˜—Š•ȱŒ‘ŽŒ”ȱ™›˜Žœœ’˜—Š•ǯȱ ‘ŽȱŠž‘˜›ȱŒŠ—ȱ‹Žȱ›ŽŠŒ‘ŽȱŠȱŞŗŜȬśşśȬŝŜŗŘǰȱŽ–Š’•DZȱ Ž——’Ž› ȓŽ™Œ˜›ǯ˜›ǯ IBA Commercial Lending School Bankers gather for the 2016 IBA Commercial /HQGLQJ 6FKRRO LQ -XQH 6KRZQ DUH ÀUVW URZ OHIW to right): Robin Patterson,The National Bank of Indianapolis; Felicia Templeton, MainSource Bank, Greensburg;Alice Kelley and Amanda Hedrick, First Farmers Bank and Trust Company, Converse; Dave Moulton, Salin Bank, Indianapolis;Travis Genet, First Federal Savings Bank, Evansville; and Susan Hargrove, Horizon Bank, NA, Michigan City; (second row, left to right): Brandon Burr, First Farmers Bank and Trust Company, Converse; Greg Danner, First Federal Savings Bank, Rochester; Kevin Megli, Salin Bank, Indianapolis; Greg Gottschalk, Centier Bank, Merrillville; Grayson Fenwick, Horizon Bank, NA, Michigan City; and Steve Bishop, German American, Jasper. ‘¢ȱ ˜ž•ȱ¢˜žȱŠž’ȱ‘Žȱ ǵȱ œ—Ȃȱ’ȱŠ••ȱŠž˜–ŠŽǵ ȱ ‘Žȱœ‘˜›ȱŠ—œ Ž›ȱ’œȱ‹ŽŒŠžœŽȱŠ—ȱ Š——žŠ•ȱ ȱǻ ž˜–ŠŽȱ •ŽŠ›’—ȱ ˜žœŽǼȱ›ž•ŽœȱŒ˜–™•’Š—ŒŽȱŠž’ȱ’œȱ ›Žšž’›Žȱ‹¢ȱ ǰȱ‘Žȱ˜ŸŽ›—’—ȱ ‹˜¢ȱ˜ȱ‘Žȱ ȱ Ž ˜›”ǯ ȱ ˜ȱ˜˜ȱŽ—˜ž‘ǵȱ ˜—œ’Ž›ȱ‘Žȱ ˜••˜ ’—DZȱ Žž•Š˜›œȱŽ¡™ŽŒȱ’—Ž›—Š•ȱ Œ˜—›˜•œǰȱŠ—ȱŒ‘ŽŒ”œȱŠ—ȱ‹Š•Š—ŒŽœȱ ˜ȱ‘Žȱ™Š¢–Ž—œȱœ¢œŽ–Dzȱ¢Žȱ‹’••’˜—œȱ ˜ȱ˜••Š›œȱ–˜ŸŽȱŠ’•¢ȱŸ’Šȱ ǰȱŠ—ȱ ›ŠžœŽ›œȱŠ›ŽȱŒ˜—œŠ—•¢ȱ’—ŸŽ—’—ȱ ŽŒ‘—’šžŽœȱ˜ȱœ’™‘˜—ȱž—œȱ›˜–ȱ¢˜ž›ȱ ŠŒŒ˜ž—œǯȱ ‘ŠȱŠž’ȱ˜ȱ¢˜ž›ȱ’—Ž›—Š•ȱ ™˜•’Œ’ŽœȱŠ—ȱŒ˜—›˜•œȱœŽŽ–œȱŠȱ‹’ȱ–˜›Žȱ Š™™ŽŠ•’—ȱ—˜ ǰȱ˜Žœ—Ȃȱ’ǵ ȱ —ȱ ȱŠž’ȱŽ¡Š–’—Žœȱ‘Žȱꗎȱ —žŠ—ŒŽœȱ˜ȱ ȱ˜ȱŽ—œž›Žȱ¢˜ž›ȱ ’—œ’ž’˜—ȱ’œȱŠ‘Ž›’—ȱ˜ȱ‘Žȱ ȱ ˜™Ž›Š’—ȱ›ž•Žœ Š—ȱŽœŠ‹•’œ‘’—ȱ™›˜Ȭ ŒŽž›Žœȱ˜ȱŽ—œž›Žȱ¢˜ž›ȱ˜™Ž›Š’˜—œȱŠ›Žȱ ›ž——’—ȱœ–˜˜‘•¢ǰȱ ’‘ȱŽ ȱŽ››˜›œȱ Š—ȱŽ¡ŒŽ™’˜—œǰȱ’—Œ•ž’—DZ % Žž›—œȱŠ›Žȱ™›˜ŒŽœœŽȱ’–Ž•¢ȱŠ—ȱ ™›˜™Ž›•¢ȱ˜ȱŠŸ˜’ȱž——ŽŒŽœœŠ›¢ȱ •˜œœŽœDz % ›ŽŽ–Ž—œȱŠ›Žȱ˜‹Š’—Žȱ˜ȱ˜ž•’—Žȱ ›Žœ™˜—œ’‹’•’’ŽœȱŠ—ȱ Š››Š—’ŽœDz % —›’ŽœȱŠ›Žȱ™˜œŽȱ˜ȱ‘ŽȱŒ˜››ŽŒȱ ŠŒŒ˜ž—œDz % ’•ŽœȱŠ›ŽȱŠ™™›˜™›’ŠŽ•¢ȱ–˜—’˜›Žȱ ˜ȱ™›˜ŽŒȱŠŠ’—œȱŠŒŒ˜ž—ȱŠ”Ž˜ŸŽ›ǰȱ ›Šžȱ˜›ȱ•ŽŠ•ȱŠŒ’˜—Dz % ›’’—Š’˜—ȱꕎœȱŠ›Žȱ–˜—’˜›Žȱ ŠŠ’—œȱŠ™™›˜™›’ŠŽȱŽ¡™˜œž›Žȱ•’–’œȱ ™›’˜›ȱ˜ȱ›Š—œ–’œœ’˜—ȱ˜ȱ–’’ŠŽȱ ›’œ”ǯ ȱ ‘Žȱ ȱŠž’ȱ’œȱ¢˜ž›ȱ˜™™˜›ž—’¢ȱ ŠœȱŠȱꗊ—Œ’Š•ȱ’—œ’ž’˜—ȱ˜ȱ’Ž—’¢ǰȱ Ž—‘Š—ŒŽȱŠ—ȱŒ˜››ŽŒȱ¢˜ž›ȱ’—Ž›—Š•ȱ ‘Žȱ –™˜›Š—ŒŽȱ˜ȱ ȱ ž’œ ™˜•’Œ’Žœǰȱ™›˜ŒŽž›ŽœȱŠ—ȱ™›˜ŒŽœœŽœȱ ‹Ž˜›ŽȱŠȱŒ˜œ•¢ȱ™›˜‹•Ž–ȱ˜ŒŒž›œȱ˜›ȱŠȱ ›Žž•Š˜›¢ȱŽ¡ŒŽ™’˜—ȱ’œȱ’Ž—’ꮍȱ‹¢ȱ ¢˜ž›ȱŽ¡Š–’—Ž›ǯȱ ‘Šȱ ȱ Ž ˜›”ȱ ’œȱŠ•œ˜ȱ‘Žȱ˜—•¢ȱ™Š¢–Ž—ȱœ¢œŽ–ȱ‘Šȱ ˜ŸŽ›—œȱ’œŽ•ȱ‹¢ȱŽŸŽ›¢˜—ŽȱŠ›ŽŽ’—ȱ˜ȱ ™•Š¢ȱ‹¢ȱ‘Žȱȃ›ž•ŽœǯȄȱ ˜—žŒ’—ȱ¢˜ž›ȱ ȱŠž’ȱ—˜ȱ˜—•¢ȱ™›˜ŽŒœȱ‘Žȱ ȱ Ž ˜›”ȱŠœȱŠȱ ‘˜•Žǰȱ‹žȱ‘Ž•™œȱ¢˜ž›ȱ ’—œ’ž’˜—ȱ’Ž—’¢ȱ™›˜‹•Ž–œȱ‹Ž˜›Žȱ ’œœžŽœȱŠ›’œŽǯȱȱ

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