2016 Vol. 100 No. 9

TABLE OF CONTENTS VOLUME 100 NO. 9 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter @indianabankers www.indianabankers.org Publisher: S. Joe DeHaven Editor: Laura Wilson Advertising: Rod Lasley Email news releases to: IBAcommunications @indianabankers.org Hoosier Banker ǻ ȱŖŖŗŞȬŚŝř Ǽȱ’œȱ ™ž‹•’œ‘Žȱ–˜—‘•¢ȱ‹¢ȱ‘Žȱ ȱ Ž›Ÿ’ŒŽȱ ˜›™ǯǰȱŠȱœž‹œ’’Š›¢ȱ˜ȱ ȱ ˜•’—ȱ ˜–™Š—¢ȱ —Œǯǰȱ‘Šȱ’œȱŠȱ ‘˜••¢ȱ˜ —Žȱ œž‹œ’’Š›¢ȱ˜ȱ‘Žȱ —’Š—Šȱ Š—”Ž›œȱ œȬ œ˜Œ’Š’˜—ǯȱ ‘Žȱ–ŠŠ£’—Žȱ’—Ÿ’Žœȱ—Ž œȱ ›˜–ȱ ȱ–Ž–‹Ž›œǯȱ ˜™¢ȱŽŠ•’—ŽDZȱ ꛜȱ˜ȱ‘Žȱ–˜—‘ȱ™›ŽŒŽ’—ȱ™ž‹•’ŒŠȬ ’˜—ǯ Advertising: Rates available upon request or online at www.indianabankers.org. Advertisers should provide electronic PDFs by WKH ÀIWK GD\ RI WKH PRQWK SUHFHGLQJ publication. Hoosier Banker advertising is available to members and associate PHPEHUV RI WKH ,QGLDQD %DQNHUV Association only. Subscriptions: Hoosier Banker VXEVFULSWLRQV DUH SURYLGHG IUHH RI charge exclusively to members and DVVRFLDWH PHPEHUV RI WKH ,QGLDQD Bankers Association. Public access to Hoosier Banker Digital is available at www.indianabankers.org. COVER STORY 8 AL SMITH:VETERAN BANKER FEATURES 5 CEO PONDERINGS S. Joe DeHaven, IBA 6 IBA CALENDAR OF EVENTS 12 HOOSIER BANKER HERITAGE 26 SO MANY SHINY OBJECTS, SO LITTLE TIME Jeff Rendel, Rising Above Enterprises 30 STATE DEPOSITS IN INDIANA FINANCIAL INSTITUTIONS PSP SHOWCASE 16 SETYOUR BOARD OF DIRECTORS FREE WITH CSI’S SECURE CONNECT APP Christy Rikel, CSI GR SPOTLIGHT 18 IBA REGIONAL MEETINGS:A CONTINUED SUCCESS IN 2016 Dax Denton, IBA HUMAN RESOURCES 20 WHO’S NEXT? SUCCESSION PLANNING – MORE IMPORTANT THAN YOU MIGHT THINK Geri R. Forehand, Forehand Strategy Group SECURITY / FRAUD 22 CYBERSECURITY:AREYOU READY FOR EXAMS? Lori Jean, Krieg DeVault LLP OPERATIONS / TECHNOLOGY 28 THE IMPORTANCE OF ACH AUDITS Jennifer Kline, EPCOR DEPARTMENTS 14 COMPLIANCE CONNECTION Brett J.Ashton, Krieg DeVault LLP 14 ANNIVERSARY MILESTONES 15 HONORABLE MENTIONS 21 IN MEMORY OF 24 FROM THE BOARD ROOM 25 ASSOCIATE MEMBERS’ CORNER 31 BANKING ON COMMUNITY 32 BANKERS ON THE MOVE 34 ADVERTISERS INDEX 1916 - 2016 YEARS 3 HќќѠіђџȱ юћјђџ ђѝѡђњяђџȱ2016 J.Albert Smith Jr. is chairman of Chase Bank, Indiana.

RkJQdWJsaXNoZXIy MTg3NDExNQ==