2016 Vol. 100 No. 9

8 HќќѠіђџȱ юћјђџ ђѝѡђњяђџȱ2016 COVER STORY ȱŠȱœŠŽȱ’—ȱ•’Žȱ ‘Ž—ȱ–˜œȱŠ›Žȱ ‹Šœ”’—ȱ’—ȱ›Ž’›Ž–Ž—ǰȱ ǯȱ •‹Ž›ȱ –’‘ȱ ›ǯǰȱŝŜǰȱœŽ›ŸŽœȱŠœȱŒ‘Š’›–Š—ȱ˜ȱ ‘ŠœŽȱ Š—”ǰȱ —’Š—ŠǰȱŠȱ™˜œ’’˜—ȱ‘Žȱ ‘Šœȱ‘Ž•ȱœ’—ŒŽȱŘŖŗŚǯȱ Žȱ‘Šœȱ‹ŽŽ—ȱ ’‘ȱ ‘ŠœŽȱ Š—”ȱŠ—ȱ’œȱ™›ŽŽŒŽœœ˜›ȱ˜›ŠȬ —’£Š’˜—œȱœ’—ŒŽȱŗşŜşǯ ȱ –’‘Ȃœȱ‹Š—”’—ȱŒŠ›ŽŽ›ȱ‹ŽŠ—ȱ’—ȱ ŗşŜŚȱ ’‘ȱ ‘Ž–’ŒŠ•ȱ ˜›—ȱ ¡Œ‘Š—Žȱ Š—”ȱ’—ȱ Ž ȱ ˜›”ȱ ’¢ǯȱ ‘Šȱ’—œ’žȬ ’˜—ȱ•ŠŽ›ȱ–Ž›Žȱ ’‘ȱ ‘ŠœŽȱ Š—”ǯȱ –’‘ȱ˜‹œŽ›ŸŽœDZȱȃ —ȱœ˜–Žȱ›Žœ™ŽŒœǰȱ ȂŸŽȱ‹ŽŽ—ȱ ’‘ȱ‘ŽȱœŠ–Žȱ˜›Š—’£Š’˜—ȱ ˜›ȱśŘȱ¢ŽŠ›œǯȄ ȱ –’‘ȱ“˜’—Žȱ –Ž›’ŒŠ—ȱ •ŽŒ‘Ž›ȱ Š’˜—Š•ȱ Š—”ȱ’—ȱ —’Š—Š™˜•’œǰȱ‘’œȱ ‘˜–Ž˜ —ǰȱ’—ȱŗşŜşǯȱ ‘Ž—ȱ ȱ –Ž›Žȱ’—˜ȱ Š—”ȱ —Žȱ ˜›™ǯǰȱ –’‘ȱ œŽ›ŸŽȱ’—ȱŸŠ›’˜žœȱŒŠ™ŠŒ’’Žœǰȱ’—Œ•žȬ ’—ȱ™›Žœ’Ž—ȱ˜ȱ Š—”ȱ —Žȱ Ž—›Š•ȱ —’Š—ŠDzȱ–Š—Š’—ȱ’›ŽŒ˜›ȱ˜ȱ Š—”ȱ —Žȱ ˜›™ǯDzȱ™›Žœ’Ž—ȱ˜ȱ Š—”ȱ —Žǰȱ —’Š—Šǰȱ DzȱŠ—ȱ™›Žœ’Ž—ȱ˜ȱ Š—Œȱ —Žȱ ˜›ŠŽȱ ˜›™ǯ ȱ ‘›˜ž‘˜žȱ‘’œȱŒŠ›ŽŽ›ǰȱ –’‘ȱ‘Šœȱ Ž¡Ž—Žȱ‘’œȱ•ŽŠŽ›œ‘’™ȱ‹Ž¢˜—ȱ ‹Š—”’—ȱ˜ȱŠȱŸŠ›’Ž¢ȱ˜ȱŒ’Ÿ’Œȱ˜›Š—’Ȭ £Š’˜—œǯȱ ž››Ž—ȱ˜ž›ŽŠŒ‘ȱ’—Œ•žŽœȱ œŽ›Ÿ’ŒŽȱ˜—ȱ‘Žȱ‹˜Š›œȱ˜ȱ’›ŽŒ˜›œȱ ˜ȱ ’–˜—ȱ ›˜™Ž›¢ȱ ›˜ž™ȱ —Œǯǰȱ‘Žȱ —’Š—Šȱ ‘Š–‹Ž›ȱ˜ȱ ˜––Ž›ŒŽǰȱ —¢ȱ ‘Š–‹Ž›ǰȱ —’Š—Š™˜•’œȱ Ž’‘‹˜›Ȭ ‘˜˜ȱ ˜žœ’—ȱ Š›—Ž›œ‘’™ǰȱ —’Š—Š™˜•’œȱ ¢–Ȭ ™‘˜—¢ȱ ›Œ‘Žœ›Šǰȱ Ž—›Š•ȱ —’Š—Šȱ ˜›™˜›ŠŽȱ Š›Ȭ —Ž›œ‘’™ȱŠ—ȱ‘Žȱ —’Š—Š™˜•’œȱ ˜˜ǯ ȱȱȱȱ –’‘Ȃœȱ ’Žȱ Š›’‹Ž‘ȱŠ•œ˜ȱ’œȱ ŠŒ’ŸŽȱ’—ȱ‘Žȱ‹žœ’Ȭ —ŽœœȱŒ˜––ž—’¢ǰȱ œŽ›Ÿ’—ȱŠœȱŒ‘Š’›Ȭ –Š—ȱŠ—ȱ ȱ˜ȱ Š›’‹Ž‘ȱ –’‘ȱ ǭȱ œœ˜Œ’ŠŽœȱ —Œǯǰȱ Š—ȱŽŸŽ—ȱ–Š—ŠŽȬ –Ž—ȱꛖǯȱ ‘Žȱ –’‘œȱ‘ŠŸŽȱ‘›ŽŽȱ Œ‘’•›Ž—ȱŠ—ȱŽ’‘ȱ ›Š—Œ‘’•›Ž—ǯ ȱȱȱȱHoosier Bankerȱ ›ŽŒŽ—•¢ȱ’—Ž›Ȭ Ÿ’Ž Žȱ •ȱ –’‘ȱ Š‹˜žȱ‘’œȱŒŠ›ŽŽ›DZ When you accepted chairmanship of the bank in 2014, you were replacing a younger banker who retired. Why did you continue working, rather than retire yourself? ȱ ȃ ‘ŽȱšžŽœ’˜—ȱ ȱŠ–ȱ–˜œȱ›ŽšžŽ—Ȭ •¢ȱŠœ”Žȱ’œǰȱȁ ‘Ž—ȱŠ›Žȱ¢˜žȱ˜’—ȱ˜ȱ ›Ž’›ŽǵȂȱ ȱŽ¡™•Š’—ȱ‘Šȱ ȱŽ—“˜¢ȱ ‘Šȱ Ȃ–ȱ ˜’—ǰȱŠ—ȱ‘ŠȱŠœȱ•˜—ȱŠœȱ ȱŒŠ—ȱŠȱ ŸŠ•žŽǰȱ ȱ ˜ž•ȱ•’”Žȱ˜ȱŒ˜—’—žŽǯ ȱ ȃ ȱ Š—ȱ˜ȱœŠ¢ȱŠŒ’ŸŽǰȱŠ—ȱ ȱŠ–ȱ—˜ȱ ›ŽŠ••¢ȱœž›Žȱ ‘Šȱ ȱ ˜ž•ȱ˜ȱ’—ȱ›Ž’›ŽȬ –Ž—ǯȱ ¢ȱ˜•ȱŠ–Žȱ’œȱ—˜ȱ˜˜ǯȄ What are your duties as chairman of Chase Bank, Indiana? ȱ ȃ Ȃ–ȱ‘ŽȱŒ˜—ŒŽ›–ŠœŽ›ǯȱ Ȃœȱ–¢ȱ“˜‹ȱ ˜ȱŽȱŽŸŽ›¢‹˜¢ȱ˜ȱ ˜›”ȱ˜Ž‘Ž›ǰȱ˜ȱ Œ˜––ž—’ŒŠŽȱŠ—ȱ˜ȱŒ˜–Žȱž™ȱ ’‘ȱ ‘Žȱ‹Žœȱœ˜•ž’˜—œȱ˜›ȱ˜ž›ȱŒ•’Ž—œǯ ȱ ȃ œȱœŽ—’˜›ȱ›Ž™›ŽœŽ—Š’ŸŽȱ˜›ȱ ˜›Š—ȱ ‘ŠœŽȱ’—ȱ —’Š—Šǰȱ ȱŒ‘Š’›ȱ ˜ž›ȱ–Š›”Žȱ•ŽŠŽ›œ‘’™ȱŽŠ–ȱ˜›ȱ‘Žȱ œŠŽǯȱ ‘ŠȱŽŠ–ȱŒ˜—œ’œœȱ˜ȱ‘ŽȱœŽ—’˜›ȱ •ŽŠŽ›œȱ˜ȱ˜ž›ȱŸŠ›’˜žœȱ•’—Žœȱ˜ȱ‹žœ’Ȭ —Žœœȱȭȱ›ŽŠ’•ǰȱŠœœŽȱ–Š—ŠŽ–Ž—ǰȱŒ˜–Ȭ –Ž›Œ’Š•ȱ‹Š—”’—ȱŠ—ȱ˜‘Ž›œǯ ȱ ȃ ‘Žȱ™ž›™˜œŽȱ˜ȱ˜ž›ȱŽŠ–ȱ’œȱ˜ȱ ‹›’—ȱ˜Ž‘Ž›ȱŠ••ȱ‘Žȱ•’—Žœȱ˜ȱ‹žœ’—Žœœȱ ˜ȱ™›ŽœŽ—ȱ‘Žȱ‹Š—”ȱŠœȱŠȱž—’ꮍȱ‹Š—”ǰȱ ŸŽ›œžœȱœŽ™Š›ŠŽȱ•’—Žœȱ˜ȱ‹žœ’—Žœœǯȱ ž›ȱŽŠ–ȱŠ•œ˜ȱ’œȱ›Žœ™˜—œ’‹•Žȱ˜›ȱ‘Žȱ ŸŠ›’˜žœȱ™‘’•Š—‘›˜™’ŒȱŠŒ’Ÿ’’Žœȱ˜ȱ˜ž›ȱ ˜ž—Š’˜—ǯȱ ŽȂ›ŽȱŸŽ›¢ȱ™›˜žȱ‘Šȱ Žȱ ›Š—Žǰȱ‘›˜ž‘ȱ˜ž›ȱ—˜Ȭ˜›Ȭ™›˜ęȱ ™Š›—Ž›œǰȱŒ•˜œŽȱ˜ȱǞśȱ–’••’˜—ȱ•Šœȱ¢ŽŠ›ȱ ˜ȱ˜›Š—’£Š’˜—œȱ‘Šȱœ›Ž—‘Ž—ȱ˜ž›ȱ Œ˜––ž—’¢ǯ ȱ ȃ ‘Žȱ˜ž—Š’˜—ȱ‘Šœȱ˜ž›ȱ™’••Š›œDZȱ ˜›”˜›ŒŽȱŽŸŽ•˜™–Ž—ǰȱꗊ—Œ’Š•ȱ •’Ž›ŠŒ¢ǰȱœ–Š••ȱ‹žœ’—Žœœȱ’—’’Š’ŸŽœȱŠ—ȱ ŽŒ˜—˜–’ŒȱŽŸŽ•˜™–Ž—ǯȱ ž›ȱ Al Smith: Veteran Banker J.Albert Smith Jr. is chairman of Chase Bank, Indiana, headquartered in Indianapolis.

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