28 MARCH / APRIL 2017 Article author Rod Lasley Vice President - Products & Services Indiana Bankers Association rlasley@indianabankers.org Twitter: @rodlasley Managing Interest Rate Risk Let the professionals help In today’s environment of narrowing margins, competitively priced loans, and the concerns of rising interest rates, it can be a challenge to provide an adequate model to regulators regarding your bank’s interest rate risk. As a longtime IBA Preferred Service Provider and Diamond Associate Member, The Baker Group has been a partner with independent community financial institutions through various fascinating and challenging times. It has the knowledge and experience needed to help navigate through current and future interest rate environments. Currently The Baker Group works with nearly 40 Indiana institutions to develop, implement, monitor and update financial strategies unique to each client. Every institution has a unique set of characteristics that makes it different from the next. Though there are no one-size-fits-all answers for every situation, viable answers are always available, and The Baker Group provides them. The professionals of The Baker Group realize the investment portfolio must be managed in the context of the bank’s overall growth and business strategies, and they use all of the company’s knowledge and resources to help your institution achieve its financial goals. With the day-to-day issues that continually arise, it is easy to lose focus of overall goals. Baker will provide assistance in making sure the bank’s portfolio stays on point toward the fulfillment of those goals. As the regulatory climate continues to adapt to the financial environment, keeping policies and processes updated is a full-time job. The Baker Group understands and specializes in regulatory compliance for both interest rate risk and investments. Its job is to stay on top of changing regulations, so that your financial institution is always prepared and understands the ongoing regulatory environment. Baker can assist in investment strategy development, investment education, asset/liability reporting and process review, online strategy and outlook sessions, and strategic planning. Since 1979, The Baker Group has been recognized for its leadership, integrity, innovation and results; the firm provides industry-responsive techniques of investment portfolio and interest rate risk management, financial strategies, and cutting-edge proprietary software and products. It has helped clients improve decision making, manage interest rate risk, and maximize investment portfolio performance. The proven approach of total resource integration utilizes software and products developed by Baker’s Software Solutions,* combined with the firm’s investment experience and advice. Even after 38 years, The Baker Group continues to grow and evolve. Its expertise has expanded into new products and enhanced services, such as numerous online educational programs, the content of its website, financial articles and newsletter, and its software programs. With all of this experience, knowledge and commitment to community financial institutions, Baker is a resource to utilize when trying to provide regulators with the necessary information regarding your bank’s management of interest rate risk now, and in the months and years to come. The Baker Group is a strong partner and a sound investment firm with solid ideas for 21st century community financial institutions. For more information about The Baker Group, contact Rod Lasley at 317-387-9380, rlasley@indianabankers.org, or Tim Beloat or John Parker at the Indianapolis office of The Baker Group at 866-370-3590. Member: FINRA and SIPC. HB The Baker Group is a Preferred Service Provider of the Indiana Bankers Association and an IBA Diamond Associate Member. PSP SHOWCASE * The Baker Group LP is the sole authorized distributor for the products and services developed and provided by The Baker Group Software Solutions, Inc.
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