2017 Vol. 101 No. 2

Hoosier Banker 5 CONTENTS Vol. 101 No. 2 6925 Parkdale Place Indianapolis IN 46254-4673 Phone: 317-387-9380 Fax: 317-387-9374 Twitter: @indianabankers Publisher: Amber R. Van Til, JD Editor: Laura Wilson Advertising: Rod Lasley Submit materials to: HB@indianabankers.org Copy deadline: First of the month preceding publication. Advertising: Rates available at indianabankers.org. Advertisers should reserve space by the 10th day of the month preceding publication, and submit artwork by the 15th of the month preceding. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge to members and associate members of the Indiana Bankers Association. Public access to HB Digital is available at indianabankers.org. HOOSIER BANKER MAGAZINE indianabankers.org Annette M. Russell, Security Federal Savings Bank, Logansport, is 2017 chair of the Indiana Bankers Association. COVER STORY 8 Annette Russell: Leading as IBA chair ARTICLE SPOTLIGHT 14 Amber Van Til: Giving voice to banking FEATURES 6 Vantage Viewpoints Amber R. Van Til, IBA 7 IBA Calendar of Events 24 State Deposits in Indiana Financial Institutions 33 The Regulatory Feedback Initiative Donald J. Musso, FinPro Inc. 40 Changes Coming Diane M. Zimmerman, Baden Gage & Schroeder LLC 51 Bankruptcy Math Susan E. Trent, Rothberg Logan & Warsco LLP GR SUMMIT 19 IBA Hosts Successful Legislative Briefing and Reception Dax Denton, IBA COMPLIANCE CONNECTION 22 Check Fraud Brett J. Ashton, Krieg DeVault LLP HUMAN RESOURCES 26 Beware of Antitrust Risks Debra A. Mastrian, SmithAmundsen LLC PSP SHOWCASE 28 Managing Interest Rate Risk Rod Lasley, IBA PRODUCTS & SERVICES PROFILE 30 Employers Take Heart Stephen James, IBA Group Insurance Trust DIRECTORS / SENIOR MANAGEMENT 36 Understanding the Tax Treatment Dana Sparkman, The Baker Group SECURITY / FRAUD 42 Cyber Fraud Prevention Jonathan Biggs, Investors Title Insurance Company 50 Threat Assessment Mike Burke, The SHAZAM Network SALES / MARKETING 46 Trust-Based Selling Jack Hubbard, St. Meyer & Hubbard 52 You Want to Grow? Achim Griesel, Haberfeld Associates DEPARTMENTS 17 Honorable Mentions 23 Anniversary Milestones 31 IBA Employee of the Month 35 In Memory of 38 Taking It Easy 38 Banking Center Update 44 Associate Members’ Corner 49 Banking on Community 53 From the Board Room 55 Bankers on the Move 62 Advertisers Index

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