2017 Vol. 101 No. 6

Hoosier Banker 5 CONTENTS Vol. 101 No. 6 8425 Woodfield Crossing Blvd., Suite 155E Indianapolis IN 46240-7321 317-387-9380 @indianabankers Publisher: Amber R. Van Til Editor: Laura Wilson Advertising: Rod Lasley Submit materials to: HB@indianabankers.org Copy deadline: First of the month preceding publication. Advertising: Rates available at indianabankers.org. Advertisers should reserve space by the first day of the month preceding publication, and submit artwork by the fifth of the month preceding. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge to members and associate members of the Indiana Bankers Association. Public access to HB Digital is available at indianabankers.org. About Hoosier Banker: Award-winning Hoosier Banker magazine is the flagship publication of the Indiana Bankers Association. Its subscriber base includes all banks and thrifts headquartered in Indiana, IBA-member banks headquartered out-of-state, and IBA associate members. HOOSIER BANKER MAGAZINE indianabankers.org COVER STORY 10 IBA Annual Washington Trip 2017 Dax Denton, IBA ARTICLE SPOTLIGHT 14 The New Frontier Christina M. Bennett, CMP, IBA FEATURES 6 Vantage Viewpoints Amber R. Van Til, IBA 7 IBA Calendar of Events 8 Board Review Michael C. Rechin, First Merchants Corporation 20 Cyber Ready Camden R. Fine, ICBA 21 Tax Reform Robert S. Nichols, ABA 22 Centennial Celebration FLD FOCUS 19 FLD Success COMPLIANCE CONNECTION 24 Charging Loan Origination Fees Brett J. Ashton, Krieg DeVault LLP OPERATIONS / TECHNOLOGY 26 New Entrants Cash In Mick Oppy, Vantiv HUMAN RESOURCES 28 ADA Not a Medical Leave Entitlement Statute Debra A. Mastrian, SmithAdmundsen LLC DIRECTORS / SENIOR MANAGEMENT 30 Avoiding the Pitfalls Jeffrey F. Caughron, The Baker Group PRODUCTS & SERVICES 32 Bank Insurance Offerings Rod Lasley, IBA PSP SHOWCASE 34 PSP Year-End Summary DEPARTMENTS 25 From the Board Room 29 Taking It Easy 33 Anniversary Milestones 33 IBA Employees of the Month 40 Associate Members’ Corner 41 In Memory of 42 Honorable Mentions 44 Banking Center Updates 46 Banking on Community 48 Bankers on the Move 54 Advertisers Index

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