2018 Vol. 102 No. 5

Hoosier Banker 5 CONTENTS Vol. 102 No. 5 8425 Woodfield Crossing Blvd., Suite 155E Indianapolis IN 46240-7321 317-387-9380 @indianabankers Publisher: Amber R. Van Til Editor: Laura Wilson Advertising: Rod Lasley Submit materials to: HB@indianabankers.org Copy deadline: First of the month preceding publication. Advertising: Rates available at indianabankers.org. Advertisers should reserve space by the first day of the month preceding publication, and submit artwork by the fifth of the month preceding. Hoosier Banker advertising is available to members and associate members of the Indiana Bankers Association only. Subscriptions: Hoosier Banker subscriptions are provided free of charge to members and associate members of the Indiana Bankers Association. Public access to HB Digital is available at indianabankers.org. About Hoosier Banker: Award-winning Hoosier Banker magazine is the flagship publication of the Indiana Bankers Association. Its subscriber base includes all banks and thrifts headquartered in Indiana, IBA-member banks headquartered out-of-state, and IBA associate members. HOOSIER BANKER MAGAZINE indianabankers.org Front cover embedded group photo: Honorees of the inaugural class of IBA Leaders in Banking Excellence awards gather at a reception in their honor. Shown are (front row, from left) Mark A. Schroeder, German American Bank, Jasper; James L. Saner Sr., North Salem State Bank; John H. Colvin, North Salem State Bank; (back row, from left): Patrick J. Glotzbach, The New Washington State Bank, Charlestown; Sharon Cox, representing the late Michael L. Cox, First Merchants Bank, Muncie; S. Joe DeHaven, Indiana Bankers Association, Indianapolis; Dan L. Moore, Home Bank, Martinsville; Wendy Boyd, representing the late Alonzo Hernly Boyd Jr., Wayne Bank and Trust Company, Cambridge City; and David A. Bochnowski, Peoples Bank, Munster. COVER STORY 10 Tim Overmyer: Providing Service and Signage to IBA Banks ARTICLE SPOTLIGHT 16 Leaders in Banking Excellence FEATURES 6 Vantage Viewpoint Amber R. Van Til, IBA 7 Chairman’s Report Clay W. Ewing, German American Bank 8 Staff Selection Eric J. Augustus, IBA 9 IBA Calendar of Events 23 State Deposits in Indiana Financial Institutions 38 S. 2155 Robert S. Nichols. ABA 39 Flourish Rebeca Romero Rainey, ICBA INDIANA BANK & THRIFT STOCK UPDATE 22 Stock Analysis Michael A. Renninger, Renninger & Associates LLC DIRECTORS / SENIOR MANAGEMENT 24 A Tactical Shift Drew Simmons, The Baker Group 40 Increasing Fee Income Sean C. Payant, Haberfeld Associates GR SUMMIT 26 Bank Customers and CBD Oil Dax Denton, IBA PSP SHOWCASE 28 E-Commerce Helps Banks Eric B. Bass, Approval Payment Solutions Inc. FLD FOCUS 30 Calling All Future Leaders Josh Myers, IBA COMPLIANCE CONNECTION 32 Certificates of Deposit Brett J. Ashton, Krieg DeVault LLP PRODUCTS & SERVICES PROFILE 34 Managing Interest Rate Risk Rod Lasley, IBA HUMAN RESOURCES 36 Compensation Reminders Debra A. Mastrian, SmithAmundsen LLC OPERATIONS / TECHNOLOGY 42 General Data Protection Regulation Keith Monson, CSI DEPARTMENTS 29 Taking It Easy 33 Anniversary Milestones 35 IBA Employees of the Month 44 Associate Members’ Corner 46 Banking Center News 47 From the Board Room 48 Banking on Community 50 Honorable Mentions 52 Bankers on the Move 58 Advertisers Index

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