2019 Vol. 103 No. 3

COVER STORY - Gov. Eric J. Holcomb: Taking Indiana to the Next Level 10
ARTICLE SPOTLIGHT - IBA’s Future Leaders Converge on the Indiana Statehouse 16
FEATURES: 4
Vantage Viewpoint 6
Chairman’s Report 7
Board Review 8
IBA Calendar of Events 9
Twitter for Banks 30
INDIANA BANK & THRIFT STOCK UPDATE - Stock Analysis 18
PSP SHOWCASE - New Name, Same Quality Offerings 20
PRODUCTS &SERVICES PROFILE - Bank-Specific Insurance Options 22
DIRECTORS / SENIOR MANAGEMENT: 4
Deposit Betas Under Pressure 24
The Basics of Fintech 38
Shattered Myths of Banking 42
Team Up With a Factor 44
Prime Time for IRA Deposits 52
GR SUMMIT - Banking on Hemp 26
COMPLIANCE CONNECTION - Disposition of Loan Collateral 28
HUMAN RESOURCES: 4
Bank Succession Planning 32
Working Off the Clock 36
LENDING / CREDIT - Secrets to Mortgage Success 34
DEPARTMENTS: 4
Taking It Easy 19
From the Board Room 21
Anniversary Milestones 33
Video Bonus 40
Banking Center News 40
IBA Employees of the Month 45
Associate Members’ Corner 46
Honorable Mentions 48
Banking on Community 50
Bankers on the Move 54
Advertisers Index 62

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