2019 Vol. 103 No. 5

Hoosier Banker 35 * “Artificial intelligence and machine learning in financial services,” Financial Stability Board, Nov. 1, 2017. a prohibited basis. The use of advanced technology can also increase a bank’s cyber footprint and, accordingly, its cyber risk posture. Further, banks that build AI models have the responsibility to validate those models, and those that procure models through vendors must ensure they understand the risk acceptance decisions of the vendors. Finally, AI-based lending models have yet to be tested in an economic downturn. Whenever new technology is employed, there are certain to be some challenges along the way. But given its great promise, technology such as AI will increasingly be deployed by banks and nonbanks alike. HB IBA ‘HIGH FIVE’ Congratulations to Elizabeth DeHaven, who was honored with the Indiana Bankers Association “High Five” Award in both June and July. Liz is IBA’s education meeting coordinator. IBA’s High Five Award supports professional development by inviting Association members and staff to submit names of IBA employees who perform acts of exemplary service. Nominations are read at monthly staff meetings, and a drawing determines the winner. To nominate an IBA employee for the High Five Award, call 317-387-9380 or email HB@indianabankers.org. HI 5 Liz DeHaven STRONGER TOGETHER BOLI, Executive Benefits and a Whole Lot More NFP is more than just risk assessment, BOLI, and executive and director benefits. With the power of Equias Alliance and NFP combined, our offerings are now more robust than ever — and you won’t find a better client experience anywhere else. Contact todd.andritsch@nfp.com or 317.517.5000. COMMERCIAL INSURANCE | CORPORATE BENEFITS | PRIVATE CLIENT RESOURCES

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