2020 Vol. 104 No. 4

COVER STORY - College-Level Banking Studies	10
ARTICLE SPOTLIGHT - Effective Advocacy	14
FEATURES:	4
Vantage Viewpoint	6
Chairman’s Report	7
IBA Calendar of Events	9
New IBA Officer Candidates 2021	24
Coronavirus Strikes	42
Do Today for Tomorrow	44
HUMAN RESOURCES - Pregnancy Discrimination	16
INDIANA BANK & THRIFT STOCK UPDATE - Stock Analysis	18
COMPLIANCE CONNECTION - Garnishing Wages	20
FLD FOCUS - FLD Adapts to Socializing	22
PSP SHOWCASE - The Bank Branch Experience	26
PRODUCTS & SERVICES PROFILE - Health Care Coverage	28
FINANCIAL MANAGEMENT - Interest Rate Risk Doesn't Do Quarantines	30
AG BANKING - Increased Risk in Agricultural Lending	32
LENDING & CREDIT - Financial Recovery Planning	36
DIRECTORS / SENIOR MANAGEMENT - Lessons Learned From the Great Recession	38
OPERATIONS / TECHNOLOGY - Guarding Against Virtual Viruses	40
CLOSING NOTE - Positive PPP Loan Stories	54
DEPARTMENTS:	4
Banking Center News	15
From the Board Room	23
Anniversary Milestone	27
#OpenToServe Video	31
Banking on Community	33
Associate Members' Corner	46
Honorable Mentions	48
Bankers on the Move	50
Advertisers Index	53

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