2021 Vol 105 No 3

IBA Board of Directors	4
In This Issue	5
Vantage Viewpoint	6
Chairman's Report	7
Notable Quotes	7
IBA Member Benefits Report 2020	8
Calendar of Events	11
Together Again Grab your seat, it’s time to meet	12
Associate Member Publication Opportunities	15
Bank Exam Prep Center	16
High-Touch Coaching In a high-tech world	18
Providing Stability In a time of uncertainty	20
Interviewing a Candidate Who breaches fiduciary duty	22
Taking it Easy	23
HELOC Accounts A fraudster’s target	24
Riding the Liquidity Waves	26
Anniversary Milestones	27
Carbon Credits The new cash crop	28
From hte Board Room	29
COVID-19 Long-Haulers	30
Stock Analysis Review as of March 31, 2021	32
Banking Center News	33
Im Memory Of	33
Capital Raising for Community Banks Impact of the COVID-19 pandemic	34
Credit Card Rewards That enhance your credit card offering	36
The More Things Change... Community banks stay the course	39
Consistent ‘Rules of the Road’ Requirement for a robust recovery	40
Honorable mentions	41
Triaging Your Institution For credit and liquidity health	42
Our Credit Liveson Main Street Not on Wall Street!	44
Associate Member Corner	46
Welcome New Members	47
IBA Annual Convention	47
Banking On Community	48
The Loyalty Factor: Translating relationships into noninterest income	50
Bankers on the Move	52
Alliance Junior Board Visits Supply Company	57
Advertiser Index	57
IBA Board Review	58

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