Hoosier Banker 5 CONTENTS 10 COVER STORY Michelle W. Bowman: Serving the Federal Reserve System 16 ARTICLE SPOTLIGHT Sparks Flew at Mega Ignite! Emily Brooks, IBA 20 SPECIAL TRIBUTE Paul Freeman: Lasting Legacy to Indiana Banking FEATURES 6 Vantage Viewpoint Amber R. Van Til, IBA 7 Chairman’s Report Michael S. Zahn, First Federal Savings Bank 9 IBA Calendar of Events 44 Developing our Strongest Assets Rebeca Romero Rainey, ICBA 46 Banking On Inclusion Robert S. Nichols, ABA 48 Surging Deposits Tepid Loan Activity Carl D. White II, Federal Reserve Bank of St. Louis FLD FOCUS 22 2021 FLD Leadership Conference Josh Myers, IBA IBA INSURANCE SOLUTIONS 26 'Jugging' Incidents Chuck Maggard, IBA Insurance Solutions INDIANA BANK & THRIFT STOCK UPDATE 28 Stock Analysis Michael A. Renninger, Renninger & Associates LLC DIRECTORS / SENIOR MANAGEMENT 30 New Mortgage Modification Options Andrea F. Pringle, The Baker Group HUMAN RESOURCES 32 FMLA Fraud and Abuse Debra A. Mastrian, SmithAmundsen LLC PSP SHOWCASE 34 PSP Year-End Summary 2021 Rod Lasley, IBA COMPLIANCE CONNECTION 40 Elder Abuse Brett J. Ashton, Krieg DeVault LLP AG BANKING 42 Agricultural Data and Technology Brady Brewer, Purdue University CLOSING NOTE 58 Retirement Reflections Paul W. Freeman DEPARTMENTS 25 Banking Center News 31 In Memory of 38 Anniversary Milestones 41 Honorable Mentions 43 Associate Members Corner 47 Taking It Easy 51 Bankers on the Move 57 Banking on Community 57 Advertisers Index On the cover: Gov. Michelle W. Bowman poses in the boardroom of the Eccles Building, headquarters of the Federal Reserve System. Cover photo and page 11 photo by Zoeica Images DC Documentary Photography. 18 58 In This Issue “It has been my privilege to serve Indiana bankers for the past 34 years.” 2021 Mega Conference Recap 10 Gov. Michelle W. Bowman
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