Hoosier Banker 35 The current interest rate environment is interesting, to say the least. Depending on who you talk to, you might hear the economy is doing well and is continuing on an upward trend. Others cast a negative view, warning that we are at risk of a pandemic resurgence or a Fed policy mistake. With these differing opinions, narrow margins and competitively priced loans, it can be a challenge to provide an adequate model to regulators regarding your bank’s interest rate risk. As a longtime IBA Preferred Service Provider and Diamond Associate Member, The Baker Group has been a partner for independent community financial institutions for over 40 years. Its knowledgeable and experienced team provides the assistance needed to navigate through current and future interest rate environments. The Baker Group works with nearly 40 Indiana institutions to develop, implement, monitor and update financial strategies that are unique to each client. Every institution has characteristics that make them different from the next. While there are no simple, cookie-cutter answers, there are always solutions available. Realizing that the investment portfolio must be managed in the context of the bank’s overall growth and business strategy, the professionals of The Baker Group harness all of the company’s knowledge and resources to help your institution achieve its financial goals. With the distraction of day-to-day issues popping PRODUCTS & SERVICES PROFILE Interest Rate Risk in Uncertain Market Let the professionals help Rod Lasley 'LMIJ 3TIVEXMRK 3JƤGIV Indiana Bankers Association rlasley@indiana.bank @rodlasley The Baker Group is a Preferred Service Provider of the Indiana Bankers Association and an IBA Diamond Associate Member. up, it can be easy to lose focus of overall goals. Baker helps ensure the bank’s portfolio stays on point toward fulfillment of its goals. As the regulatory climate continues to adapt to the financial environment, keeping policies and processes updated is a full-time job. The Baker Group understands regulatory compliance for both interest rate risk and investments. Its team stays on top of changing regulations so that your bank is always prepared for the ongoing regulatory environment. Baker can assist financial institutions with: % Investment strategy development % Investment education % Asset/liability reporting and process review % Online strategy and outlook sessions % Strategic planning. Since 1979, Baker has been recognized for its leadership, integrity, innovation and results. The firm has demonstrated its ability to provide industryresponsive techniques of investment portfolio and interest rate risk management, financial strategies, and cutting-edge proprietary software and products. It has helped clients to improve decision-making, manage interest rate risk and maximize investment portfolio performance. The proven approach of total resource integration utilizes software and products developed by Baker’s Software Solutions combined with the firm’s investment experience and advice. After nearly 43 years, The Baker Group continues to grow and evolve. Its expertise includes enhanced
RkJQdWJsaXNoZXIy MTg3NDExNQ==