2022 Vol. 106 No. 1

COVER STORY - Garry Kleer: Leading Two Historic Organizations	10
ARTICLE SPOTLIGHT - 2021 Banking on Women Conference	14
FEATURES:	5
Vantage Viewpoint	6
Chairman’s Report	7
IBA Calendar of Events	9
2022 IBA Board of Directors	20
To Pay or Not to Pay Robert S. Nichols, ABA	38
Dream Big in 2022	40
Builders of Banking	48
Leadership in Times of Change	50
GR SUMMIT - 2022 Session Overview	18
FLD FOCUS - FLD Advisory Board	24
DIRECTORS / SENIOR MANAGEMENT - Communities in Need	26
IBA INSURANCE SOLUTIONS - Wire Fraud	29
COMPLIANCE CONNECTION - Indirect Auto Finance Program	31
PSP SHOWCASE - The Four Cs of Branch Design	32
PRODUCT & SERVICES PROFILE - Interest Rate Risk in Uncertain Markets	35
OPERATIONS & TECHNOLOGY - Advanced Data Analytics	37
HUMAN RESOURCES - Employee Protests Over Vaccine Mandates	42
INDIANA BANK & THRIFT STOCK UPDATE - Stock Analysis	45
CLOSING NOTE - IBA Board Review	58
DEPARTMENTS:	5
Anniversary Milestones	19
Banking Center News	23
Honorable Mentions	47
Banking on Community	49
Associate Members Corner	52
Bankers on the Move	54
From the Board Room	57
Advertisers Index	57

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