2022 Vol. 106 No. 2

Hoosier Banker 5 CONTENTS 10 COVER STORY 2022 Mega Conference 12 ARTICLE SPOTLIGHT Legislative Day 2022 Dax Denton and Ross Teare, IBA FEATURES 6 Vantage Viewpoint Amber R. Van Til, IBA 7 Chairman’s Report Garry D. Kleer, First Bank Richmond 9 IBA Calendar of Events 32 State Deposits in Indiana Financial Institutions 38 ‘Scale’ Tool of the Fed Reserve Carl D. White, Federal Reserve Bank of St. Louis FLD FOCUS 16 FLD Updates Josh Myers, IBA DIRECTORS / SENIOR MANAGEMENT 18 The Fed's Balancing Act Jeffrey F. Caughron, The Baker Group 40 Secrets of High-Performing Banks Sean Payant, Haberfeld AG BANKING 20 Midwest Agricultural Banking School 2021 Brady Brewer, Purdue University INDIANA BANK & THRIFT STOCK UPDATE 22 Stock Analysis Michael A. Renninger, Renninger & Associates LLC HUMAN RESOURCES 24 Inside Threats to Company Information Debra A. Mastrian, SmithAmundsen LLC 34 7YGGIWWSV &IRIƤGMEV] 3TXMSRW Lisa Haberman, Ascensus PSP SHOWCASE 28 ‘I’m Sorry, but...’ Jeff Williams, Spry COMPLIANCE CONNECTION 30 Residential Real Estate – Related Transactions Brett J. Ashton, Krieg DeVault LLP OPERATIONS & TECHNOLOGY 36 Consumers' Top Cybersecurity Concerns Sean Martin, CSI CLOSING NOTE 50 IBA Board Review Jacqueline M. Ruge-Perkins, First State Bank of Porter DEPARTMENTS 17 Honorable Mentions 19 Banking Center News 21 From the Board Room 23 Taking it Easy 39 Associate Members Corner 39 In Memory of 43 Banking on Community 45 Bankers on the Move 49 Advertisers Index 12 50 In This Issue 10 “Working at a community bank means that no two days are the same. This makes it interesting and challenging.” Together again for grassroots advocacy

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