2022 Vol. 106 No. 5

Welcome, New Members 50 SEPTEMBER / OCTOBER 2022 Apiture Emily Kaminski, 978-857-0464 apiture.com Apiture delivers innovative digital banking solutions to U.S. banks of all sizes, proudly giving smaller community banks as much attention as its larger clients. The company’s flexible, highly configurable solutions meet a wide range of needs, from leveling the playing field with larger financial institutions to enabling unique, digital-only brands. Through its API-first strategy, Apiture clients can meet demand for comprehensive online and mobile banking services while preserving a seamless user experience. Upstart Matt Swanson, 402-617-2200 upstart.com The company’s mission is to enable effortless credit based on true risk. Upstart is a leading artificial intelligence lending platform designed to improve access to affordable credit while reducing the risk and costs of lending for its bank partners. By leveraging Upstart’s AI platform, Upstart-powered banks can offer higher approval rates and experience lower loss rates, while simultaneously delivering the exceptional digital-first lending experience their customers demand. Valulytics Bill Masurat, 314-616-8969 valulytics.net Valulytics data analytics give banks the upper hand by using the company’s proprietary algorithm to provide consulting and reporting services that help Valulytics customers identify the best acquisition targets, establish a statistically precise fair market valuation of their own banks that includes “comps,” and benchmark their bank’s performance against banks that are similar in terms of location, size, portfolio and features. HB ASSOCIATE MEMBERS’ CORNER The Indiana Bankers Association welcomes new associate members to the IBA network. To learn more about associate membership, please contact Rod 0EWPI] VPEWPI]$MRHMERE FERO DEPARTMENTS KRIEG DEVAULT LLP / Indianapolis Bali Heir has been promoted to chief business and talent officer. She most recently served as chief marketing officer. Heir is a member of the boards of directors of Girls Inc. and Dress for Success Indianapolis. UNITED BANKERS’ BANK / Bloomington, MN Katie Ferrell has joined the company’s compliance services team. She has 20 years of experience supporting financial instructions through regulatory compliance, risk management, audit, retail operations and lending. Ferrell is a certified regulatory compliance manager and a certified anti-money laundering specialist. She is a graduate of the University of Southern Mississippi and the Barret Graduate School of Banking. Sandy Panella has joined the company’s compliance services team. She has been in the community banking industry for nearly 20 years. A certified regulatory compliance manager, Panella is a graduate of the Robert M. Perry School of Banking and the Robert M. Perry School of Lending through Central Michigan University. PWCAMPBELL / Pittsburgh Joe Cerar has joined the construction team as vice president, estimating. He has more than 20 years of construction and estimating experience. Cerar began working as a masonry laborer throughout middle and high school and later became a union laborer for Harris Masonry. HB

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