2022 Vol. 106 No. 5

COVER STORY: IBA Leaders in Banking Excellence Class of 2022 10
ARTICLE SPOTLIGHT: 2022 IBA Annual Washington Trip 14
FEATURES - 5
Vantage Viewpoint 6
Chairman’s Report 7
IBA Calendar of Events 4
Today's Lending Environment 40
No Deal: Slam Brakes 42
State Deposits in Indiana Financial Institutions 44
FLD FOCUS - FLD LinkedIn 18
DIRECTORS / SENIOR MANAGEMENT - Asset Pricing and ALM Strategy 20
PRODUCTS & SERVICES PROFILE - Zero Tolerance 22
LENDING / CREDIT - For Community Banks, the Sun Also Rises 4
PSP SHOWCASE - Supporting Affordable Housing in Indiana 26
COMPLIANCE CONNECTION - Does Indiana Law Recognize Cryptocurrency? 28
AG BANKING - US Farm Balance Sheet 33
INDIANA BANK & THRIFT STOCK UPDATE - Stock Analysis 35
HUMAN RESOURCES - Prioritize Employee Mental Health 36
OPERATIONS / TECHNOLOGY - Diving Into Digital Currency 48
CLOSING NOTE - Partnership Lending 58
DEPARTMENT - 5
Banking Center News 23
IBA ‘High Five’ Awards 29
From the Board Room 30
Taking It Easy 31
Banking on Community 32
Honorable Mentions 45
Associate Members Corner 50
Bankers on the Move 51
In Memory of 57
Advertisers Index 57

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