NOVEMBER / DECEMBER 2022 bank leaders for networking and growth. Today, the Future Leadership Division provides multiple events and opportunities for its hundreds of members. 2010-2019 This decade opened under the shadow of the financial crisis of 2008, with lingering side effects of a struggling economy and misplaced blaming of banks. Fear of a repeated crisis was so intense that the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law in 2010, the most comprehensive influx of banking regulation since the Great Depression. A byproduct of Dodd-Frank was the formation of the Consumer Financial Protection Bureau. Other major banking developments included Basel III standards in 2011, emergence of chip-based credit card technology in 2012, new mortgage rules in 2013 involving “Qualified Mortgages,” mobile phone bill pay introduced in 2013 and the launch in 2015 of .BANK, a bank-specific website domain that provides a more secure, identifiable space for online banking. Within Indiana, IBA-member banks proved their mettle as community supporters following the tragedy of a devastating tornado that ripped through Henryville in southern Indiana in early March 2012. Within a week, the New Hope Services/Indiana Bankers Association Disaster Relief Fund was formed as a collaboration of the IBA, New Hope Services and NWSB, formerly known as New Washington State Bank, in nearby Charlestown. The relief fund attracted the attention of country music group Lady A, which hosted a charity concert in honor of Henryville. Ultimately, the New Hope Services/Indiana Bankers Association Disaster Relief Fund raised more than $380,000 through additional help from member banks, local businesses and individuals nationwide. The entirety of the funds went directly to victims of the tornado, with no dollars spent on administration. Also during this decade, several positive statewide legislative developments took place for Indiana banks. The IBA Government Relations Team advocated so successfully against legislation harmful to banking that it won an ISAE award in 2010. The team won another award in 2012 for its work in advocating against a provision that would have included Federal Low Income Housing Tax Credits into assessed values of low-income properties, which would have significantly increased the property taxes of future low-income developments. Notably, in 2013 the IBA won a major victory in its years-long campaign to protect the Public Deposit Insurance Fund – a pool of funds, unique to Indiana, that protects local taxpayers – with the signing of HEA 1018 into law. In addition to creating a statutory fence around the PDIF, HEA 1018 reduced the Financial Institutions Tax over a four-year period, provided for repayment of the $50 million that the Indiana General Assembly had previously borrowed from the PDIF, and reversed interest back to the PDIF – which had been directed to supplement the pre-1977 Police and Firefighter Pension Fund. Additional legislative victories included the passage in 2014 of SEA 1, a state and local taxation bill that phased down Indiana’s Corporate Income Tax rate and the Financial Institutions Tax rate. Another legislative win took place in 2015 with the collaborative crafting of SEA 415, which focused on new tools and changes to existing law aimed at reducing vacant homes and neighborhood blight. At the close of 2016, another IBA leadership transition took place when Joe DeHaven retired, and Amber R. Van Til became president and CEO in 2017. She additionally serves as a trustee of the IBA Group Insurance Trust. Van Til joined the Association through her employment with the former CBAI in 2002 as a lobbyist. She currently serves as a trustee of the Graduate School of Banking at the University of Wisconsin, the Herbert V. Prochnow Educational Foundation, the American Bankers Association Government Relations Council and ABA State Association Alliance Executive Committee, the Independent Community Bankers of America Subcommittee on Safety and Soundness, Friends of Traditional Banking and the Governmental Affairs Society of Indiana. Van Til was honored as Association Professional of the Year by the Indiana Society of Association Executives in 2015. In 2008, Junior Achievement of Central Indiana Inc. recognized her with its Best & Brightest award in the category of Banking & Financial Services. Amber R. Van Til IBA Awards Created for Member Recognition 2005 Five Star Member Bank Program – member banks that exemplify the spirit of IBA engagement 2009 Legislator of the Year – state legislator who acts in support of a strong banking environment 2011 Diamond Associate Member Program – associate members that provide outstanding support of the IBA 2012 BANKPAC 200% Award – banks that donate 200% of fair share goals to Indiana BANKPAC 2017 Most Dollars Raised – the bank each year that donates the most to Indiana BANKPAC 2017 Highest Percentage of Fair Share Raised - the bank each year that donates the highest percentage of its fair share goal to BANKPAC 2018 Leaders in Banking Excellence – IBA’s highest honor recognizing the shining stars of the Indiana banking community 2018 Commitment to Community Awards – showcasing exceptional community bank outreach in Indiana 2018 Woman of the Year – a woman in Indiana banking who excels professionally, is active in the community and supports other women to reach their full potential 2019 Woman on the Rise – a woman in Indiana banking age SV ]SYRKIV [LS MW QEOMRK E WMKRMƤGERX MQTEGX MR LIV industry and community (Continued on page 27.)
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