2023 Vol. 107 No. 1

FEATURES	4
VANTAGE VIEWPOINT	6
CHAIRMAN'S REPORT	7
IBA CALENDAR OF EVENTS	9
COVER STORY: Jamie R. Shinabarger, 2023 IBA Chairman	10
PROUDLY PRESENTING THE 2023 IBA BOARD OF DIRECTORS	20
BOLSTERING CYBERSECURITY	34
REINING IN A REGULATOR GONE ROGUE	36
ARTICLES	4
ARTICLE SPOTLIGHT: Banking On Women Conference	14
GR SUMMIT: ESG and Forced Access	18
FLD FOCUS: FLD Roundup	24
AG BANKING: Farm Margins to Narrow in 2023	26
DIRECTORS / SENIOR MANAGEMENT: Bankers Cite Economy, Cybersecurity as Top Risks	27
COMPLIANCE CONNECTION: Avoid Collections Blowback	29
HUMAN RESOURCES: Differences in Distributions Due to Divorce	31
PSP SHOWCASE: Top Scams Targeting Seniors	32
SALES & MARKETING: Sales Coaching: Why It Matters	37
LENDING / CREDIT: A Solution to Liquidity	38
OPERATIONS / TECHNOLOGY: The Risks of Cryptocurrency	40
HUMAN RESOURCES: Social Media in the Workplace	42
INDIANA BANK & THRIFT UPDATE: Stock Analysis	44
DIRECTORS / SENIOR MANAGEMENT: Inflation's Impact on Municipal Finances	46
CLOSING NOTE: IBA Board Review	58
DEPARTMENTS	4
Honorable Mentions	25
IBA ‘High Five’ Awards	30
Banking Center News	33
From the Board Room	41
Associate Members’ Corner	48
Banking on Community	52
Bankers on the Move	55
Advertisers Index	57

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