2023 Vol. 107 No. 3

6 MAY / JUNE 2023 Don’t Miss Out! Commercial Lending School June 5-9 Mid-level bank officers and commercial loan officers receive a thorough understanding of commercial loan administration. Annual Convention Aug. 27-29 Indiana bank leaders convene, connect and conduct business in scenic French Lick. IBA Annual Washington Trip Sept. 25-27 Join the chorus and make your voice heard on industry issues in our nation’s capital. For event updates, visit: indiana.bank/calendar Amber R. Van Til President and CEO Indiana Bankers Association AVanTil@indiana.bank VANTAGE VIEWPOINT One of the many things that I love about my job is how easy it is to show you exactly how well your Association is doing year after year with our annual Member Benefits Report. As always, last year was another busy one as we returned to having every one of our signature events in-person after a year – or even two, in some cases – of virtual alternatives due to COVID-19. A huge thank-you to our Board of Directors, professional staff, volunteers and members for your continued support and engagement. Special recognition goes to our associate members for supporting our events and other programming at such a generous level that we have been able to hold IBA's dues structure to be one of the lowest of any state bankers association in the nation. The charts on this page show how the IBA continues to spend relatively little on office management and administration, instead spending the bulk of our investments on member benefits from education and events to communications and government relations. You can find a more detailed breakdown of what the Association provided in the full 2022 report, which is laid out on pages 8-9 of this issue. We’ll also have printed copies available at many of our in-person events throughout the rest of the year, including our Regional Meetings this summer. If we've learned anything so far this year, it's that we can never grow complacent. While we beat back anti-ESG (environmental, social and governance) legislation at the Statehouse last year, it came roaring back even stronger this year. Our incredible government relations team spent last summer working with lawmakers, knowing that this issue was going to return this year. That diligence paid off with a measured and thoughtful product that addressed legislator concerns while appropriately exempting bank holding companies and their subsidiaries from the bill's provisions. We also saw positive movement on a number of other key issues, including data privacy. Dax Denton and Ross Teare will have a full recap of their work with legislators in the July/August Hoosier Banker. In the wake of the failures of Silicon Valley Bank and Signature Bank on the coasts, we’re also seeing a fresh wave of negative stories about banks in the media. We will continue to be your public voice, telling the story of how Indiana banks are as strong – or stronger – than ever. Hoosier bankers are dependable partners standing alongside your communities every day. If you ever feel discouraged by media coverage, focus on the one-on-one conversations you have with your clients. Hoosiers know they can trust their community banks to give them accurate information and valuable advice for their specific needs. If the Association can ever be an added resource to you, reach out to anyone on staff. I look forward to this time next year when we’re celebrating an incredible 2023! HB 5% Communications 4% Products & Services 48% Education, Training & Events 23% Management & General 20% Government Relations 25% Membership Dues 2% Contributions 14% Investment Income 16% Products & Services 40% Education, Training & Events 3% Communications IBA INCOME IBA EXPENSES

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