2023 Vol. 107 No. 5

DIRECTORS / SENIOR MANAGEMENT 40 Reflections on a Career in Financial Markets Jeffrey F. Caughron, The Baker Group CLOSING NOTE 54 Partnership Financing DEPARTMENTS 25 Honorable Mentions 27 In Memory Of 29 IBA ‘High Five’ Awards 37 Taking It Easy 42 Banking on Community 43 Anniversary Milestone 44 Associate Members' Corner 46 Bankers on the Move 51 Banking Center News 53 From the Board Room 53 Advertisers Index FEATURES 06 VANTAGE VIEWPOINT Amber R. Van Til, IBA 07 CHAIRMAN'S REPORT Jamie R. Shinabarger, Springs Valley Bank & Trust Company, Jasper 09 IBA CALENDAR OF EVENTS COVER STORY 10 IBA Leaders in Banking Excellence 22 SUCCESSION PLANNING Rebeca Romero Rainey, ICBA 24 PARTNERS IN THE FIGHT AGAINST ELDER ABUSE Robert S. Nichols, ABA 32 STATE DEPOSITS Jan. 1 - June 30, 2023 38 3 FUNDAMENTAL STEPS TO CRAFTING THE IDEAL BRANCH Jared Monce, Design Collaborative ARTICLES ARTICLE SPOTLIGHT 14 2023 Annual Convention Recap FLD FOCUS 18 Embrace Your Future with FLD Josh Myers, IBA PSP SHOWCASE 20 Fueling the Green Economy Joshua C. Miller, The Keystate Companies COMPLIANCE CONNECTION 26 Electronic Lien Filing Fees Brett J. Ashton, Krieg DeVault LLP HUMAN RESOURCES 28 Tracking Down Beneficiaries Mary Hopkins, Ascensus 34 Important FMLA Guidance Debra A. Mastrian, Amundsen Davis GR SUMMIT 30 Federal Legislative Landscape Dax Denton and Ross Teare, IBA INDIANA BANK & THRIFT UPDATE 36 Stock Analysis Michael A. Renninger, Renninger & Associates LLC 38 42 INTERACT WITH US

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