2023 Vol. 107 No. 6

12 NOVEMBER / DECEMBER 2023 “NFP is very active in serving the Trust’s member banks and making decisions to benefit them collectively without self-serving motives,” Lowry said. “This allows the Board to make decisions that help smaller organizations like us provide competitive benefits to staff.” Every organization is different, so be thoughtful when deciding which options The IBA Group Insurance Trust is a multiple employer welfare arrangement. The multiple employer welfare arrangement may not be subject to all the insurance laws and regulations of Indiana. State guarantee funds are not available for the IBA Group Insurance Trust. to offer to ensure your benefits are inclusive and meet the needs of an increasingly diverse workforce. Employee surveys are a great tool, as well as employee focus groups. Members of the Trust can rely on a wide range of services from group medical, dental and vision coverage to group term life, AD&D insurance, flexible spending accounts and wellness programs. Learn more about the Trust by contacting Shawn Norris at (812) 422-4000 or Shawn.Norris@NFP.com. HB ANNIVERSARY MILESTONES Saluting 20+ years of banking service FIRST BANK RICHMOND Alan Spears, senior vice president, chief wealth management officer, has completed 20 years of service with the bank. He has 30 years of banking and wealth management experience overall. Spears serves as an emeritus board member for the Cope Environmental Center, on the Community Member Finance Committee of Reid Health and on the Investment Committee of Wayne County Foundation. He earned his bachelor’s and master’s degrees from Indiana University and a juris doctorate from the Indiana University McKinney School of Law. Julie Duke, vice president, senior operations manager, has completed 20 years of service with the bank. She serves as treasurer for Boy Scouts Troop 16. Duke earned her bachelor’s degree from Indiana University. Risk can turn into resilience. It’s your bank’s Compliance evolution! In the financial world, 'risk' isn't a word to fear – it's a call to evolve. Compliance isn't a box to check; it's your bank's compass to navigate opportunities and IT Resource can help get you there! Redefine compliance and align it with your strategy to rewrite the narrative of banking confidence. itrw.net 616.837.6930 Leslie Werking, assistant vice president, retail loan officer, has completed 25 years of service with the bank. She has 27 years of banking experience overall. Werking serves on the Events and Community Involvement committees of the Richmond Association of REALTORS®. She holds an Indiana Bankers Association Management Certification. Cindy Robinson, mortgage loan closer/funder, has completed 45 years of service with the bank. Kim Ramsey, leasing collections administrator, has completed 20 years of service with the bank. Becky McKee, credit administration assistant, has completed 25 years of service with the bank. HB

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