Hoosier Banker 45 * bit.ly/USAnalyticsRollCasts • Increased efficiencies. All the aforementioned benefits combined offer more accurate, efficient forecasts. The data mining burden on CFOs is reduced significantly, empowering them to become data interpreters. As such, they have greater agility to identify market changes and the ability to adjust their respective approaches more rapidly. Unlike giant financial institutions, community banks can ramp up and make quick decisions for more immediate responses to changing and often unpredictable economic conditions. The key is utilizing a rolling forecast, rather than inflexible annual projections that are set in stone before anyone knows what changing conditions may entail or what response is appropriate. It’s a tool to help smaller banks stay competitive with the bigger institutions, making it a win-win for bankers and customers alike. HB JAMES BROWN James Brown has over 30 years of banking experience in Retail, Small Business, Corporate and Correspondent Banking. NOT FDIC INSURED MAY LOSE VALUE NO BANK GUARANTEE WEALTH MANAGEMENT & TRUST Retirement Plans (401K, PENSION & MORE) Investment Management Insurance Financial & Estate Planning Trust Partnering MEMBER FDIC EQUAL HOUSING LENDER LENDING SERVICES Holding Company Lending » Acquisition Financing » Stock Buy Back Financing » ESOP Financing » Additional Capital for Growth & etc. Fed Funds Lines of Credit Loan Participations Business Credit Cards & Purchasing Cards DEPOSIT & TREASURY SERVICES DDA Accounts Fed Funds Sweeps Accounts Certificates of Deposit Wire Transfer / ACH INTERNATIONAL SERVICES Foreign Exchange (BOTH CHECKS & WIRES) Letters of Credit (IMPORT, EXPORT & STANDBY) Import & Export Advisory Services CORRESPONDENT BANKING Count on us… (502) 625-9330 james.brown@syb.com HI 5 IBA ‘HIGH FIVE’ AWARDS fessional development by inviting Association members and staff to submit names of IBA employees who perform outstanding acts of service. Nominations are read at monthly staff meetings, and a drawing determines the winner. To nominate an IBA employee for the High Five Award, call 317-387-9380 or email HB@indiana. bank. HB Congratulations to Elizabeth DeHaven and Silvia Peraza, who were honored with the Indiana Bankers Association High Five Award in August and September, respectively. DeHaven is IBA’s education manager and Peraza serves as IBA’s administrative assistant. The High Five Awards support proElizabeth DeHaven Silvia Peraza
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