27 32 INTERACT WITH US DIRECTORS / SENIOR MANAGEMENT 38 Is Your Balance Sheet Recession-Ready? Dale Sheller, The Baker Group PSP SHOWCASE 46 PSP Year-End Summary 2023 Rod Lasley, IBA INDIANA BANK & THRIFT UPDATE 40 Stock Analysis Michael A. Renninger, Renninger & Associates LLC CLOSING NOTE 62 IBA Board Review David M. Findlay, Lake City Bank DEPARTMENTS 12 Anniversary Milestones 20 From the Board Room 23 Banking on Community 27 Banking Center News 30 Honorable Mentions 45 IBA ‘High Five’ Awards 49 Taking It Easy 55 Associate Members' Corner 57 Bankers on the Move 61 Advertisers Index FEATURES 06 VANTAGE VIEWPOINT Amber R. Van Til, IBA 07 CHAIRMAN'S REPORT Jamie R. Shinabarger, Springs Valley Bank & Trust Company, Jasper 09 IBA CALENDAR OF EVENTS COVER STORY 10 Preserving Benefits while Controlling Costs Evan Hoffmeyer, IBA 22 ADVOCATING FOR ACRE Robert S. Nichols, ABA 24 RIDING THE REGULATORY ROLLER COASTER Rebeca Romero Rainey, ICBA ARTICLES ARTICLE SPOTLIGHT 14 FLD Leadership Conference Josh Myers, IBA HUMAN RESOURCES 18 Employee Harassment by Customers Debra A. Mastrian, Amundsen Davis 42 What You Need Before Opening an HSA Ascensus 52 Upskilling and Reskilling OnCourse Learning COMPLIANCE CONNECTION 26 Counterfeit Checks: Who is Liable? Brett J. Ashton, Krieg DeVault LLP CONGRESSIONAL UPDATE 28 Securing our Financial Future U.S. Rep. Erin Houchin, Indiana's 9th District GR SUMMIT 32 Being A Voice for Hoosier Bankers Dax Denton and Ross Teare, IBA FINANCIAL MANAGEMENT 36 Financial Institutions, Investing Clients to Benefit from Secure 2.0 Act Provisions Nicole Hinman, Cambridge Investment Research Inc. 44 Rolling Forecasts: Community Bankers' Key to Agility Barry Adcock, Deluxe Corp. 50 Artificial Intelligence: Benefits & Challenges for Financial Institutions Julia A. Gutierrez, Bankers Alliance 54 Liquidity Risk & the Importance of Bank Contingency Funding Plans Carl D. White, Federal Reserve of St. Louis
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