2024 Vol. 108 No. 1

Vantage Viewpoint	6
Chairman’s Report	7
2024 IBA Education Calendar	9
CHAIR PROFILE - Ben Bochnowski	10
Cryptocurrency: A Solution Without a Problem	14
Taking It Easy	15
IBA ‘High Five’ Awards	15
The High Cost of Too Much Capital	16
Honorable Mentions	18
FLD FOCUS - FLD Reflects on Successful 2023	19
Bankers on the Move	20
GR SUMMIT - Bridging the Gap	23
FINANCIAL MANAGEMENT - The Rise of Municipal Tender Offers	24
Banking Center News	25
HUMAN RESOURCES - Safe Harbor 401(k) Basics	27
COMPLIANCE CONNECTION - Electronic Signatures	29
HUMAN RESOURCES - ADA May Necessitate Work Commute Accommodations	30
PSP SHOWCASE - Transforming Hoosier Communities	32
PRODUCTS & SERVICES PROFILE - Let IBA Insurance Solutions Help You Get It Right	34
Anniversary Milestones	35
Staff Promotions at the IBA	35
BANKER PROFILE - Meet IBA’s New FLD President: Michael J. Clampitt	36
Banking on Community	38
Banking on Women Conference	40
SALES AND MARKETING - Effective Coaching with Sales Performance Metrics	44
Proudly Presenting The 2024 IBA Board of Directors	46
Advertiser Index	49
In Memory Of...	50
From the Board Room	50
OPERATIONS & TECHNOLOGY - Amid the AI Hype, What Should Your Bank Do?	52

RkJQdWJsaXNoZXIy MTg3NDExNQ==