2024 Vol. 108 No. 2

Directors, Staff and Credits	3
Vantage Viewpoint	6
Chairman’s Report	7
2024 IBA Education Calendar	9
2024 Mega Conference: May 6-8, 2024	10
FEATURE - Against a Rising Tide of Regulation, Banks Must Row Together	12
In Memory Of …	13
IBA ‘High Five’ awards	13
FEATURE - Continuing the Climb for Our Communities	14
AG BANKING - 51st Annual Midwest Agricultural Banking School	16
FLD FOCUS - Make the Most of Your Year With the FLD	18
Mergers & Acquisitions	19
Bankers on the Move	20
GR SUMMIT - Legislative Day 2024	26
FINANCIAL MANAGEMENT - Understanding the Tax Treatment of Discount Municipal Bonds	29
Associate Members’ Corner	30
HUMAN RESOURCES - Religious Discrimination in the Workplace	32
Honorable Mentions	34
From the Board Room	35
COMPLIANCE CONNECTION - Deceptive Marketing	36
Anniversary Milestones	37
PSP SHOWCASE - Partnering with Experts Improves Performance	38
Taking It Easy	39
FINANCIAL MANAGEMENT - Forbearance Agreements: The Benefits of a Timeout	40
Banking on Community	42
PRODUCTS & SERVICES PROFILE - Still the Resource for Print & Office Supplies … But Now So Much More	46
State Deposits in Indiana Financial Institutions	48
BANKER PROFILE - W. Elaine Furnish	50
Advertiser Index	54

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