2024 Vol. 108 No. 3

Directors, Staff and Credits	3
Vantage Viewpoint	6
Chairman’s Report	7
Indiana Baners Association Member Benefits Report 2023	8
2024 IBA Education Calendar	11
COVER STORY - Lucas White: Indiana Banker Takes the Helm of ICBA	12
FLD Focus - FLD Day At the Statehouse	18
GR Summit - 2024 Legislative Session Summary	20
Feature - Putting the Person in Personalized Marketing	22
Feature - The Real Losers in the Reg II Fight	24
Department - Bankers on the Move	26
Security & Fraud - Fraud Prevention: What Responsibility Does Your Bank Have to Customers?	32
Department - IBA ‘High Five’ Awards	35
Directors & Senior Management - It’s Time to Enhance Your Contingency Funding Plan	36
Lending & Credit - Hold On! Bank Loan Quality Doesn’t Align with Wall Street Metrics	39
Banking Center News	42
PSP Showcase - The Power of Integrated Marketing Campaigns in Serving Industry Sectors	44
Product & Services Profile - Things Change: Use a Company That Keeps Up With That Change	48
Honorable Mentions	49
From the Board Room	49
Financial Management - How Financial Advisors Should Be Thinking About Tech in 2024	50
Directors & Senior Management - How Examiners are Assessing Your Risk Strategies in 2024	52
Department - Associate Members’ Corner	55
New Associate Members	55
Compliance Connection - Counterfeit Checks	56
Taking It Easy	57
Advertiser Index	57
Human Resources - Artificial Intelligence: Legal Risks With Use of AI for Employment Purposes	59
Banking on Community	62

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