FMSI www.fmsiconsulting.com 913.955.3355 FMSI is a small business founded and located in Kansas, specializing in assisting community banks to succeed, a mission consistent with core CBA values. We have partnered with community banks for nearly 25-years providing core advisory services including asset/ liability, investment, and liquidity management. FMSI advisors actively assess market conditions and bank balance sheets of different size, mix, and capital levels. Market conditions are constantly changing presenting opportunities and challenges for CBA member banks. Interest rates are increasing for the first time in nearly a decade and now is a perfect time to partner with a trusted, industry leader. Establishing an FMSI relationship provides confidence your bank is optimizing the balance sheet, deploying necessary strategies, maximizing profitability, and managing balance sheet risks. FMSI is a Kansas CBA Endorsed Provider ANNIVERSARIES Congratulations to the banks celebrating December anniversaries as chartered institutions! 139 years, est. 1884 First National Bank & Trust — Phillipsburg 137 years, est. 1886 Conway Bank — Conway Springs 134 years, est. 1889 Kansas State Bank — Overbrook 114 years, est. 1909 Farmers State Bank — Phillipsburg 110 years, est. 1913 Johnson State Bank — Johnson 62 years, est. 1961 Security State Bank — Scott City 89 years, est. 1934 First State Bank & Trust — Tonganoxie 15 In Touch
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