Pub 4 2023 Issue 6

CONTENTS Issue 6 | cbak.com © 2023 Community Bankers Association of Kansas | The newsLINK Group, LLC. All rights reserved. In Touch is published six times each year by The newsLINK Group, LLC for the Community Bankers Association of Kansas and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Community Bankers Association of Kansas, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Community Bankers Association of Kansas is a collective work, and as such, some articles are submitted by authors who are independent of the Community Bankers Association of Kansas. While In Touch encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 4 THANK YOU AND HAPPY HOLIDAYS 5 FLOURISH CRYPTOCURRENCY: A SOLUTION WITHOUT A PROBLEM By Rebeca Romero Rainey, President and CEO, ICBA 6 MORTGAGE MÉLANGE VOLATILE RATES CREATE A CORNUCOPIA OF OPTIONS By Jim Reber, President and CEO, ICBA Securities 8 SAVE THE DATE! CBA 46TH ANNUAL CONVENTION & TRADE SHOW 10 RESULTS TECH TALK THE HUMAN FIREWALL By Mike Gilmore, Chief Compliance Officer, RESULTS Technology 13 CBA MEMBERSHIP APPRECIATION TAILGATE 14 THE 2024 COMMUNITY BANKERS FOR COMPLIANCE PROGRAM 15 ANNIVERSARIES 16 SURVIVING VERSUS THRIVING IN TODAY’S MARKET By DCI 19 TRAINING: THE FOUNDATION OF EFFECTIVE COMPLIANCE By William J. Showalter, CRCM, CRP, Senior Consultant; Young & Associates, Inc.; Kent, Ohio 24 AI IN LENDING DECISIONING AND UNINTENDED DISCRIMINATION By Shelli J. Clarkston, Spencer Fane, LLP IN EVERY ISSUE: 27 OFFICERS AND DIRECTORS 27 PRODUCTS AND SERVICES REFERENCE LIST 30 BANK TRAINING WEBINARS 6 19 13 3 In Touch

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