Pub 4 2023 Issue 6

Thank You and Happy Holidays	4
Flourish	5
Mortgage Mélange: Volatile Rates Create a Cornucopia of Options	6
Save the Date! CBA 46th Annual Convention & Trade Show	8
Results Tech Talk: The Human Firewall	10
CBA Membership Appreciation Tailgate	13
The 2024 Community Bankers for Compliance Program	14
Anniversaries	15
Surviving Versus Thriving in Today’s Market	16
Training: The Foundation of Effective Compliance	19
AI in Lending Decisioning and Unintended Discrimination	24
Officers and Directors	27
Products and Services Reference List	27
Bank Training Webinars	30

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