Pub. 2 2021 Issue 3

CONTENTS Issue 3 | © 2021 Community Bankers Association of Kansas | The newsLINK Group, LLC. All rights reserved. In Touch is published six times each year by The newsLINK Group, LLC for the Community Bankers Association of Kansas and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Community Bankers Association of Kansas, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Community Bankers Association of Kansas is a collective work, and as such, some articles are submitted by authors who are independent of the Community Bankers Association of Kansas. While In Touch encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. Timothy A. Matlack Intermediate Past Chairman FNB Washington Jon W. Pope Chairman Peoples State Bank Michele C. Lundy Chairman-Elect Tampa State Bank Irv Mitchell Secretary/Treasurer Wilson State Bank DIRECTORS Jayne Coleman Kendall State Bank Jeff D. Caudle Union State Bank Steven R. Niemack Stockgrowers State Bank Melisa Sorenson Legacy Bank Tom Pruitt Peoples Bank & Trust Co. Kent Culbertson First National Bank & Trust Jack Rowden Citizens State Bank Josh Bailey Security State Bank STATE ICBA DIRECTORS Tanner Johnson Swedish-American Bank Rodger L. Van Loenen Past Chairman Farmers State Bank Shawn Mitchell President and CEO Nikki Dohrman Senior Vice President/ Executive Director Yvonna Hansen Vice President of Member Services Stuart Little Little Government Relations, LLC CBA STAFF 2021 CBA OFFICERS AND DIRECTORS IN EVERY ISSUE: 15 ANNIVERSARIES 19 UPCOMING WEBINARS 20 PRODUCTS AND SERVICES REFERENCE LIST 4 FLOURISH By Rebeca Romero, ICBA 6 CHANGES ARE COMING FAST By Richard Brat ten, FSA, CFA, Regional Managing Director, Bank Compensation Consulting, an Endorsed CBA Provider 8 PORTFOLIO MANAGEMENT By Jim Reber, ICBA Securities, an Endorsed CBA Provider 10 Q&A FROM CBC MEMBERS By William J. Showalter, CRCM, CRP Senior Consultant; Young & Associates, Inc. 12 2021 CONVENTION AND TRADE SHOW . 14 STRENGTHENING YOUR DEFENSES AGAINST EMERGING CYBER THREATS By Tyler Leet, CSI 16 WHEN IS IT OK TO ACCEPT LAST-MINUTE CONTRIBUTIONS? By Jennifer Basset t, CIP, CISP, QKA, CHSP 22 TOP BANKING CHALLENGES: FINDING GROWTH IN 2021 AND BEYOND By Mary Ellen Biery, Abrigo