Pub. 2 2021 Issue 6

cbak.com 24 In Touch Phillipsburg First National Bank & Trust Conway Springs Conway Bank Overbrook Kansas State Bank Phillipsburg Farmers State Bank Johnson Johnson State Bank Tonganoxie First State Bank & Trust Scott City Security State Bank ANNIVERSARIES FMSI www.fmsiconsulting.com 913.955.3355 FMSI is a small business founded and located in Kansas, specializing in assisting community banks to succeed, a mission consistent with core CBA values. We have partnered with community banks for nearly 25-years providing core advisory services including asset/ liability, investment, and liquidity management. FMSI advisors actively assess market conditions and bank balance sheets of different size, mix, and capital levels. Market conditions are constantly changing presenting opportunities and challenges for CBA member banks. Interest rates are increasing for the first time in nearly a decade and now is a perfect time to partner with a trusted, industry leader. Establishing an FMSI relationship provides confidence your bank is optimizing the balance sheet, deploying necessary strategies, maximizing profitability, and managing balance sheet risks. FMSI is a Kansas CBA Endorsed Provider 137 Years 135 Years 132 Years 112 Years December 108 Years 87 Years 60 Years