CONTENTS Issue 4 | cbak.com © 2023 Community Bankers Association of Kansas | The newsLINK Group, LLC. All rights reserved. In Touch is published six times each year by The newsLINK Group, LLC for the Community Bankers Association of Kansas and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Community Bankers Association of Kansas, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Community Bankers Association of Kansas is a collective work, and as such, some articles are submitted by authors who are independent of the Community Bankers Association of Kansas. While In Touch encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 4 FLOURISH By Rebeca Romero Rainey, President and CEO, ICBA 6 VALUE ADDED: HIGH BASELINE YIELDS ACCOMPANY SURPRISINGLY WIDE SPREADS By Jim Reber, President and CEO, ICBA Securities 8 MULTI-FACTOR AUTHENTICATION: HOW HAVING A LAYERED DEFENSE FOR YOUR BANK CAN HELP TO COMBAT CYBER THREATS By Mike Gilmore, Chief Compliance Officer, RESULTS Technology 10 LENDERS COVERED BY NEW SMALL BUSINESS DATA RULE By William J. Showalter, CRCM, CRP; Senior Consultant; Young & Associates, Inc.; Kent, Ohio 12 10 REPORTS EVERY BANK SHOULD RUN NOW By Paula S. King, CPA, Abrigo 16 CONGRATULATIONS! CBAK 2023 COMMUNICATOR AWARD WINNER! 18 ADOPTING A HOLISTIC FRAML APPROACH TO FIGHT FINANCIAL CRIME By Ankur Shah, Strategic Product Manager, CSI 19 NEW ASSOCIATE MEMBER 19 ANNOUNCEMENTS IN EVERY ISSUE: 22 ANNIVERSARIES 23 BANK TRAINING WEBINARS 24 OFFICERS AND DIRECTORS 24 PRODUCTS AND SERVICES REFERENCE LIST 8 18 12 3 In Touch
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