Pub.4 2023 Issue 4

Contents 3
Flourish 4
Value Added: High Baseline Yields Accompany Surprisingly Wide Spreads 6
Multi-Factor Authentication 8
Lenders Covered by New Small Business Data Rule 10
10 Reports Every Bank Should Run Now 12
Congratulations CBAK 2023 Communicator Award Winner 16
Adopting a Holistic FRAML Approach to Fight Financial Crime 18
New Associate Member: Allied Business Solutions 19
Announcements 19
Anniversaries 22
Bank Training Webinars 23
Officers and Directors 24
Products and Services Reference List 24

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