Pub. 5 2024 Issue 1

CONTENTS Issue 1 www.cbak.com © 2024 Community Bankers Association of Kansas | The newsLINK Group, LLC. All rights reserved. In Touch is published six times each year by The newsLINK Group, LLC for the Community Bankers Association of Kansas and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Community Bankers Association of Kansas, its board of directors, or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Community Bankers Association of Kansas is a collective work, and as such, some articles are submitted by authors who are independent of the Community Bankers Association of Kansas. While In Touch encourages a first-print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at 855.747.4003. 4 FLOURISH CONTINUING THE CLIMB FOR OUR COMMUNITIES By Rebeca Romero Rainey, President and CEO, ICBA 5 NEW ASSOCIATE MEMBER: KLARIVIS ® 6 SPREAD THE WEALTH Some Bond Sectors Performed Better Than Others in 2023 By Jim Reber, President and CEO, ICBA Securities 8 THE 2024 COMMUNITY BANKERS FOR COMPLIANCE PROGRAM 9 ICBA LIVE ORLANDO 10 HMDA & CRA ADJUSTMENTS ARE HERE By William J. Showalter, CRCM, CRP, Senior Consultant, Young & Associates, Inc. 12 ANNOUNCEMENTS 13 ANNIVERSARIES 13 SAVE THE DATE! CBA 46th Annual Convention & Trade Show 14 INNOVATION STATION THE POWERFUL ROLE OF DATA IN COMMUNITY BANK INNOVATION By Charles E. Potts, Executive Vice President and Chief Innovation Officer, ICBA 16 IRS ISSUES PROPOSED LONG-TERM, PART-TIME REGULATIONS By Ascensus IN EVERY ISSUE: 19 OFFICERS AND DIRECTORS 19 PRODUCTS AND SERVICES REFERENCE LIST 22 BANK TRAINING WEBINARS 4 10 16 3 In Touch

RkJQdWJsaXNoZXIy MTg3NDExNQ==