Pub. 5 2024 Issue 6

CONTENTS Issue 6 www.cbak.com ©2024 Community Bankers Association of Kansas | The newsLINK Group LLC. All rights reserved. In Touch is published six times each year by The newsLINK Group LLC for the Community Bankers Association of Kansas and is the official publication for this association. The information contained in this publication is intended to provide general information for review, consideration and education. The contents do not constitute legal advice and should not be relied on as such. If you need legal advice or assistance, it is strongly recommended that you contact an attorney as to your circumstances. The statements and opinions expressed in this publication are those of the individual authors and do not necessarily represent the views of the Community Bankers Association of Kansas, its board of directors or the publisher. Likewise, the appearance of advertisements within this publication does not constitute an endorsement or recommendation of any product or service advertised. The Community Bankers Association of Kansas is a collective work, and as such, some articles are submitted by authors who are independent of the Community Bankers Association of Kansas. While In Touch encourages a first‑print policy, in cases where this is not possible, every effort has been made to comply with any known reprint guidelines or restrictions. Content may not be reproduced or reprinted without prior written permission. For further information, please contact the publisher at (855) 747‑4003. 5 HAPPY HOLIDAYS FROM CBA 6 FLOURISH AI: THE NEW FRONTIER By Rebeca Romero Rainey, President and CEO, ICBA 8 CB PAC 10 PORTFOLIO MANAGEMENT BRIDGING THE GAP Rate Cuts Could Hit Your Margin, But There Are Steps You Can Take to Reduce the Pressure By Michael Benedict, Managing Director, Fixed Income Strategies, Stifel 12 THE 2025 COMMUNITY BANKERS FOR COMPLIANCE PROGRAM Guiding Community Banks to Achieve Effective In-House Regulatory Compliance 14 A GROWING FRAUD SCHEME YOUR FINANCIAL INSTITUTION SHOULD BE AWARE OF, AND HOW TO PROTECT AGAINST LOSSES By Shelli Clarkston, Spencer Fane LLP 16 ICBA LIVE 18 CHECKING YOUR BSA PROGRAM IS MORE IMPORTANT THAN EVER By William J. Showalter, CRCM, CRP, Senior Consultant, Young & Associates Inc. 21 INNOVATION STATION DRIVING STRATEGY WITH AI AS A TOOL By Charles Potts, Executive Vice President and Chief Innovation Officer, ICBA 22 ANNIVERSARIES 23 OFFICERS AND DIRECTORS 23 PRODUCTS AND SERVICES REFERENCE LIST 26 BANK WEBINARS 6 AI: THE NEW FRONTIER 10 BRIDGING THE GAP 18 CHECKING YOUR BSA PROGRAM IS MORE IMPORTANT THAN EVER 4 In Touch

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