Pub. 1 2020 Issue 5

17 ISSUE 5 | 2020 FMSI www.fmsiconsulting.com 913.955.3355 FMSI is a small business founded and located in Kansas, specializing in assisting community banks to succeed, a mission consistent with core CBA values. We have partnered with community banks for nearly 25-years providing core advisory services including asset/ liability, investment, and liquidity management. FMSI advisors actively assess market conditions and bank balance sheets of different size, mix, and capital levels. Market conditions are constantly changing presenting opportunities and challenges for CBA member banks. Interest rates are increasing for the first time in nearly a decade and now is a perfect time to partner with a trusted, industry leader. Establishing an FMSI relationship provides confidence your bank is optimizing the balance sheet, deploying necessary strategies, maximizing profitability, and managing balance sheet risks. FMSI is a Kansas CBA Endorsed Provider As a community banking partner, you can count on us – leaning on our strength and expertise to overcome your obstacles. We’re with you, moving forward together and banking on a stronger tomorrow. Be Confident with Bell Bank by Your Side We’re downside risk managers – committed to our growing correspondent department and still purchasing high-quality participations. Additionally, we can offer: Bank stock financing A full line of insurance options Business leasing opportunities We do not reparticipate any loans. Bell Insurance Services, LLC is a wholly owned subsidiary of Bell Bank. Products and services offered through Bell Insurance are: Not FDIC Insured | No Bank Guarantee | May Lose Value | Not A Deposit | Not Insured by Any Federal Government Agency. With You for a Stronger Tomorrow Member FDIC 26857 Call me at 402.301.3707 Mike Pate Based in Omaha, Neb., serving Nebraska 26857 AD Community Bankers Association of Kansas Phase II 2020_Mike_M.indd 1 7/10/20 1:57 PM