Pub. 2 2023 Issue 3

ICBC Ofiicers/Directors/Staff	4
Contents	5
ICBC Associate Members	6
The Strength of Community Banks'	8
2023 Conference Calendar	10
Flourish	12
2023 Roundtables	14
Fro The Top	16
Burnout and How to Prevent it With Your Team	18
ICBA LIVE! Light the Fire!	20
"Fiixing" Fixed Costs in a Downturn	22
ICBC High School Scholarship Recipients	24
ICBC Preferred Providers	25
Worl Wide Demand: Buyers of U.S. Debt Come in Many Shapes and Sizes	26
Hay, Hay, Hay! Plant Hay!	28
The Case for Stres Testing More Frequently	30
Is Deposit Insurance Reform Necessary?	32
Discover How Open Banking is Driving the Future of Financial Services	34

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