CONTENTS 02 2023 Golden Jubilee Convention 06 Support the ICBC’s Associate Members! 08 ICBC Capital Summit By Michael Van Norstrand, Executive Director, Independent Community Bankers of Colorado 10 Flourish By Rebeca Romero Rainey, President and CEO, Independent Community Bankers of America 12 2023 Conference Calendar 13 From the Top By Derek Williams, ICBA Chairman, President and CEO of Century Bank & Trust 14 Adopting a Holistic FRAML Approach To Fight Financial Crime By Ankur Shah, Strategic Product Manager, CSI, ICBC Associate Member 17 Back-Office Automation Adapt Today for Tomorrow’s Successes By Jason Schwabline, Chief Strategy Officer, Alogent, ICBC Associate Member 19 Welcome Alamosa State Bank ICBC’s Newest Member 20 Is It Time to Hedge Interest Rate Risk With a Forward Rate Lock? By Matt Helsing, SVP & Northwest Regional Manager, PCBB, ICBC Associate Member 22 In Memoriam Leslie “Les” Mergelman 23 ICBC Preferred Providers 24 The Power of Coaching How Employee Development Benefits the Bank By Connie West, Gallup Certified Strengths Coach, Regional Vice President, The James Paul Group, ICBC Associate Member 25 The Myth, Lure and Reality of AI By Charles E. Potts, Executive Vice President and Chief Innovation Officer, ICBA 26 General Counsel Strategies for Community Banks By Cheryl Winokur Munk , ICBA 29 Value Added High Baseline Yields Accompany Surprisingly Wide Spreads By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Provider 30 Consumer Bankers Association’s Lindsey Johnson on the Causes and Aftermath of Recent Bank Failures By Rob Blackwell, Chief Content Officer, IntraFi, ICBC Associate Member 33 ICBC’s 24-ATM Surcharge-Free Network! 34 SBA 504 Loan Refinance Program An Empowering Tool for Small Businesses Amid Rising Interest Rates and Economic Uncertainty By Chris Meyers, Chief Executive Officer, B:Side Capital, ICBC Associate Member 24 17 30 CONNECT Like us on Facebook ICBColo Connect with us ICBColor Follow us on Twitter ICBColo Give us a call 303.832.2000 INDEPENDENT REPORT | 5
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