Pub. 2 2023 Issue 4

CONTENTS 04 Support the ICBC’s Associate Members! 06 Advocacy: ICBC’s 2024 Priority By Michael Van Norstrand, Executive Director, ICBC 08 FLOURISH Cryptocurrency: A Solution Without a Problem By Rebeca Romero Rainey, President and CEO, ICBA 09 FROM THE TOP What I’m Grateful For as a Community Banker By Derek Williams, ICBA Chairman, President and CEO of Century Bank & Trust 10 The Drop in Commercial Real Estate Lending and How SBA Loans Can Help By Chris Myers, CEO, B:Side Capital, ICBC Associate Member 13 ICBC 50th Anniversary Celebration Wrap-Up 21 7 Strategies for Mitigating Cybersecurity Risk By Tyler Leet, Director of Risk and Compliance Services for CSI’s Regulatory Compliance Group, ICBC Associate Member 24 Online Learning Management Systems Unlocking the Future of Employee Development and Onboarding By Connie West, Gallup Certified Strengths Coach, Regional Vice President, The James Paul Group, ICBC Associate Member 26 Time Out For Trivia Q’s and A’s To Enlighten Portfolio Management By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Providers 28 By Banding Together, Community Banks Can Participate in Bigger Loans By Matt Helsing, SVP & Northwest Regional Manager, PCBB, ICBC Associate Member 31 ICBC’s 24-ATM Surcharge-Free Network! 32 The Last Mile of Check Processing A Hidden Financial and Operational Impact By Jason Schwabline, Chief Strategy Officer, Alogent, ICBC Associate Member 34 ICBC Preferred Providers 13 24 28 CONNECT Like us on Facebook ICBColo Connect with us ICBColo Follow us on X ICBColo Give us a call 303.832.2000 Follow us on Instagram ICBColo INDEPENDENT REPORT | 3

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