Pub. 3 2024 Issue 1

Support the ICBC’s Associate Members!	4
Stronger Together	6
Congratulations ICBC! 2023 MarCom Awards Winner	8
FLOURISH Continuing the Climb for Our Communities	9
From the Top Why Instant Payments Need To Be a 2024 Priority	10
Welcome Blendification and Kristopher James Company	11
Give Credit Where It’s Due Secondary Market for Whole Loans is Deep and Active	12
What Are Bankers’ Top 8 Factors in Deciding the Best Core Banking System?	14
3 Stages to Unlock a People-First Work Culture	16
Protect Your ATMs From Top Hat Attacks	18
ICBC Preferred Providers	19
ICBC’s 24-ATM Surcharge-Free Network!	20
From Vision to Velocity: The Making of the FedNow Service	22
Cutting Costs Through Modernization: Fix These Gaps in Your Deposits Strategy	24
Independent Community Bankers of Colorado High School Scholarship	26
2024 Conference Calendar	27
Software’s Next Frontier (AI) and How It Blends with Community Banks Generative AI’s Impact on Chang	28
Burnout! Keeping Your Best Employees	30
Independent Community Bankers of Colorado Endorses BHG Financial, a Top Source for High-Quality Loan	31
ICBC Tour de Colorado	31

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