Pub. 3 2024 Issue 2

A significant focus also lies on tackling real-time fraud detection, employing new technologies to preemptively identify and mitigate risks at the point of presentment, such as: • Watermarking and Digital Fingerprinting: Implementation of unique identifiers on checks to ensure authenticity and traceability, reducing the risk of duplication and fraud. • Behavioral Analytics: Advancements that enable banks to detect and prevent unusual activity in real-time through analysis of user behavior patterns. • Biometric Authentication: Growing use of fingerprint and facial recognition technologies to add an additional secure layer to the RDC process. • Cross-Channel Fraud Prevention: Integration of RDC platforms with broader fraud management systems to create a unified and robust defense strategy. 3. Committing to a Future-Ready Approach Embracing these resolutions is more than just about adopting new technologies; it’s about cultivating a mindset geared toward innovation and user-centric services. As financial institutions embark on this journey, Alogent stands as a committed partner, offering solutions that are not only aligned with current trends, but are also paving the way for future advancements. At Alogent, we’re all about innovation. Our automated end-to-end deposit automation platform, Unify, gives financial institutions the efficiency and modernization to lead market innovation and address all in-branch and self-service channels with the same platform. Scan the QR code to learn more. https://www.alogent.com/paymentsolutions/unify?utm_campaign=ICBC%20 Newsletter&utm_source=February%20 Newsletter&utm_medium=email&utm_ content=Unify INDEPENDENT REPORT | 13 SOCIAL ENGINEERING NETWORK MONITORING BY COMMUNITY BANKERS FORCOMMUNITY BANKS CivITas Bank Solutions was born from the needs voiced by community banks for affordable real-world technology and information security solutions. Anne Benigsen President David Philippi VP - Business Development Chris Tuzeneu VP – Information Security PENETRATION TESTING VULNERABILITY SCANS info@acivitas.com www.acivitas.com

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