CONTENTS 04 Support the ICBC’s Associate Members! 06 FLOURISH A New Tool for Your Team’s Career Development By Rebeca Romero Rainey, President and CEO, ICBA 07 ICBC Preferred Providers 08 51st ICBC 2024 Annual Convention 09 FROM THE TOP Continuing the Community Bank Legacy By Lucas White, Chairman, ICBA, President of The Fountain Trust Company 10 Data Analytics A Foundation of Growth for Community Banks By BHG Financial, ICBC Associate Member and Preferred Provider 12 2024’s Top Cybersecurity Threats By Steve Sanders, Chief Risk Officer and Chief Information Security Officer, CSI, ICBC Associate Member 14 8 Ways to Drive Deposit Growth Without Raising Rates By Matt Helsing, SVP & Northwest Regional Manager, PCBB, ICBC Associate Member 16 CECL: It Doesn’t End With Adoption By Elliott Holmes, Assurance Senior Manager, Plante Moran, ICBC Associate Member 18 The Latest Fraud Trends and Prevention Best Practices By Ryan Dutton, Senior Fraud Operations Manager, SHAZAM, ICBC Associate Member 20 Welcome New Associate Members 21 Congratulations!! ICBC High School Scholarship Recipients 22 Play Ball! National Pastime Gives Us Some Portfolio Management Guidance By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Provider and ICBC Associate Member 10 18 22 CONNECT Like us on Facebook ICBColo Connect with us ICBColo Follow us on X ICBColo Give us a call (303) 832-2000 Follow us on Instagram ICBColo PUB. 3 2024 ISSUE 3 INDEPENDENT REPORT | 3
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