Pub. 3 2024 Issue 3

Support the ICBC’s Associate Members!	4
Flourish - A New Tool for Your Team’s Career Development	6
ICBC Preferred Providers	7
51st Annual Convention	8
From the Top - Continuing the Community Bank Legacy	9
Data Analytics: A Foundation of Growth for Community Banks	10
2024’s Top Cybersecurity Threats	12
8 Ways to Drive Deposit Growth Without Raising Rates	14
CECL: It Doesn’t End With Adoption	16
The Latest Fraud Trends and Prevention Best Practices	19
Welcome New Associate Members	20
Congratulations!! ICBC High School Scholarship Recipients	21
Play Ball! National Pastime Gives Us Some Portfolio Management Guidance	22

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