Pub. 3 2024 Issue 4

30 CONTENTS 04 Support the ICBC’s Associate Members! 06 FLOURISH Connected as Independent Community Banks By Rebeca Romero Rainey, President and CEO, ICBA 07 FROM THE TOP Showing Pride in Independence By Lucas White, Chairman, ICBA, President of The Fountain Trust Company 08 ICBC Preferred Providers 09 ICBC FEATURED MEMBER Out of Office: Ashley Burt By Aveya Hannan 10 51st Annual Convention 12 State Conformity To IRC Section 174 R&D Cost Capitalization Rules Can Vary By Jon Strycharz and Austin Telling, Plante Moran, ICBC Gold Associate Member 13 ASSOCIATE MEMBER SPOTLIGHT Getting to Know Ryan Abdoo of Plante Moran 14 Risks of Using AI in BSA/AML Compliance By Sharvelle Washington, Assistant Vice President, Compliance & Risk, Bankers’ Bank of the West, ICBC Preferred Provider and Member 15 Why More Community Banks Are Choosing to Outsource Their ATMs Challenges Facing FIS in Today’s Consumer Landscape By Wade Zirkle, President, BluePoint ATM Solutions, ICBC Associate Member 17 Outsource and Elevate Your Marketing Efforts By Spry, ICBC Associate Member 18 SBA Loans for Startups Debunking Myths and Laying Out Facts By Christopher Myers, CEO, B:Side Capital, ICBC Associate Member 20 The Value of Mentorship in Banking Cultivating the Next Generation of Leaders By Connie West, Gallup Certified Strengths Coach, Regional Vice President, The James Paul Group, ICBC Associate Member 22 How Positive Pay Helps Fight Check Fraud By Jason Young, Senior Director of Enterprise Banking, CSI, ICBC Associate Member 24 The Meek … Inherit a Prominent Place in Bond Portfolios By Jim Reber, President and CEO, ICBA Securities, ICBC Preferred Provider and Associate Member 26 In Memoriam 28 Unlock More Profitable Customer Relationships By Matt Helsing, SVP & Northwest Regional Manager, PCBB, ICBC Associate Member 30 Beyond the Screen The Value of In-Branch Banking for Young Consumers By Wendi Klein, VP Marketing & Communication, Alogent, ICBC Associate Member 20 24 CONNECT Like us on Facebook ICBColo Connect with us ICBColo Follow us on X ICBColo Give us a call (303) 832-2000 Follow us on Instagram ICBColo PUB. 3 2024 ISSUE 4 INDEPENDENT REPORT | 3

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