BHG Financial BHG Financial is transforming the financial industry — leveraging the power of data, analytics, and cuttingedge technology to become the number one source for professional loans and the creator of the largest community bank network in the country. In 2001, BHG Financial’s founders set out on a mission to provide professionals with a better lending experience — one that was simple, efficient, and catered to their unique needs. Built around the belief that hard work prevails, BHG Financial quickly grew from a team of three to over a thousand, including a specialized group dedicated to working with community banks. To date, BHG Financial has originated more than $10 billion in loan solutions to top-quality borrowers. What does a top-quality borrower entail? To BHG Financial, it means the following: • Weighted average FICO: 736 • Weighted average income: $287,300 • Average loan size: $108,300 • Weighted average years in the industry: 20 These exclusive top-tier loans can be accessed and purchased by community and midsize banks through a state-of-the-art loan delivery platform: the BHG Loan Hub. By purchasing loans through the company’s proprietary and web-based Loan Hub, community banks can diversify their portfolios and earn interest income. To date, the 1,400+ banks that make up the BHG Bank Network have earned nearly $1 billion in combined interest income on these top-quality professional loans. Since 2001, no bank has ever taken a loss on the BHG Core Loan portfolio. Building on two decades of innovation, the BHG Bank Network Membership offers a full suite of programs that include the following: • Commercial and consumer loans — Diversify your portfolio with BHG Financial’s time-tested and proven assets. More than $10MM in top-quality loans are available for purchase daily through the BHG Loan Hub. • Digital lending — Offer consumer financing to your customers online — with no additional risk on your FEATURED ASSOCIATE MEMBER 8 The Community Banker mibonline.org
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