into existing systems, our focus is on enhancing and simplifying life for HR teams and employees. Pharmacy: One of the most widely used — and highly valued — benefits among employees is access to the prescription medications they need at prices they can afford. Pharmacy benefits are one of the hardest decisions to make. From pharma trends that impact pricing to how to integrate pharmacy benefits into medical plans, the cost is only a fraction of the decision-making process. Our pharmacy team is staffed with experienced pharmacists, consultants, and analysts who are committed to ensuring that clients and their employees avoid wasteful and unnecessary spending. Global Workforce Consulting: Our global consultants specialize in serving U.S. multinational organizations in more than 100 countries. From a global benefits strategy to new country expansion, renewal management, benefits inventory, competitive benchmarking, and employment cost analytics, we offer a single, agile team of experts to support international operations. We provide localized employee benefits expertise that is easy to understand, as well as administrative software that’s easy to learn and use. Our Alliant team manages the relationships with local brokers around the globe, provides streamlined and data-backed benefit recommendations, and relieves clients of time spent with administrative details. Absence, Disability, and Life: Historically, an aging workforce, common injuries, and pregnancy drove the need for income protection programs. With a sharp increase in behavioral health issues and economic challenges ranging from student loan debt to retirement planning, Absence, Disability & Life programs are becoming more important for employees — and more expensive for employers. A steep rise in regulation at all levels has affected paid leave, family leave, and caregiver leave, creating new challenges for employers to manage, integrate, and pay for these changes. We deliver strategic and innovative program solutions to many of the nation’s largest and most complex Fortune 500 companies. Our specialists bring decades of expertise and a partnership mindset to help successfully navigate this fast-changing environment. We review every aspect of the benefits strategy — plan design, funding structure, carrier selection, contract arrangements, and pricing levels — and recommend creative solutions to improve short and longterm cost savings. Employer Technology Consulting: Optimized technology delivers substantial value and streamlined workflows, time-saving administrative solutions, and intuitive employee tools. Our Employer Technology Consulting (ETC) team advocates for best-in-class technology solutions that blend HR automation with innovative employee engagement tools. We support solutions for benefits administration, payroll, HCM/HRIS, communications, technology consulting, employee life cycle management systems, employee navigators (online enrollment), andmore. Stop Loss: The frequency and severity of catastrophic claims continue to increase exponentially. Protecting companies from those potential high-cost claims can be an investment too. Alliant’s Stop Loss practice provides personalized, integrated solutions to self-funded clients helping minimize the risk and costs. Strategic partnerships, including pre-negotiated contract terms with preferred stop loss carriers, provide comprehensive coverage at a competitive market price, with access to data analytics and market-leading clinical resources. At Alliant, we celebrate the collective intelligence of our people. We are constantly learning and growing, enabling us to challenge the status quo on how we deliver our products, services, and experiences to our partners. We call this mindset creative agility. It means that we are not only striving to find solutions today, but we’re already looking ahead to solve tomorrow’s challenges. Find out more at alliant.com. The Community Banker 17
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